3473 Swan Cir N, Arnold, MO 63010 Property Records

Jefferson County property record for 3473 Swan Cir N, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,377 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Apr 1998)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-32.0-3-002-005.67`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-32.0-3-002-005.67`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,377 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	2,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	630 sqft
Porch	Open Frame Porch
Porch Area	260 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3473 SWAN CIR N
City	ARNOLD
State	MO
Zip	63010-3994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LINDERHOF ESTS LOT 31
Legal Range	6E
Legal Township	43N
Legal Section	32
Legal Subdivision	LINDERHOF ESTS
Legal Block	1
Legal Lot Number	31
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1001
Census Tract	700122

Owner

3473 Swan Cir N is owned and occupied by two individuals who acquired it in May 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3473 SWAN CIR N, ARNOLD, MO 63010-3994
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 1998 · Amount on File
Deed Sale	Apr 24, 1998 · Amount on File
Deed Book / Page	834 / 733
Last Transfer Date	May 22, 2020
Transfer Doc	2020R017848
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3473 SWAN CIR N, ARNOLD, MO 63010-3994
Document Number	0000025115
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3473 SWAN CIR N ARNOLD MO 630103994, ARNOLD, MO 63010-3994

Mortgage

Document Number	0000025115
Date	Aug 23, 2019
Instrument	25115

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3473 Swan Cir N was $3,694, down 0.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,700 (-) Land $9,600 Building $47,100	$298,500 (-) Land $50,600 Building $247,900
2025	$3,694.00 (-0.54%)	$56,700 Land $9,600 Building $47,100	$298,500 (-) Land $50,600 Building $247,900
2024	$3,714.00 (+0.6%)		$298,500 (+6.72%) Land $50,600 Building $247,900
2023	$3,692.00	$53,100 Land $9,600 Building $43,500	$279,700 Land $50,600 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3473 Swan Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3473 Swan Cir N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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