3473 Kentch Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3473 Kentch Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,715 sqft · built 1998
Lot Size	2.61 acres (114,127 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-22.0-0-000-001.03`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-22.0-0-000-001.03`
Alternative APN	`2250220 00103`

Interior

Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	1,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	114,127 sqft
Garage Type	Attached
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3473 KENTCH RD
City	FESTUS
State	MO
Zip	63028-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOKSTONE PHS 3 PT LOT 115
Legal Range	6E
Legal Township	39N
Legal Section	22
Legal Subdivision	BROOKSTONE PHS 3
Legal Tract	115
Legal Block	2
Legal Lot Number	115
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2026
Census Tract	701403

Owner

3473 Kentch Rd is owned and occupied by two individuals who acquired it in July 2024.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3473 KENTCH RD, FESTUS, MO 63028-4849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 18, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MTG/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024
Deed Sale	Jul 1, 2024
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	202415900
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3473 KENTCH RD, FESTUS, MO 63028-4849
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023671
Date	Sep 17, 2025
Instrument	2025R-023671

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3473 KENTCH RD, FESTUS, MO 63028-4849
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023834
Date	Sep 18, 2025
Instrument	2025R-023834

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3473 KENTCH RD, FESTUS, MO 63028-4849
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 KENTCH RD, FESTUS, MO 63028-4849

Mortgage

Document Number	2021R047920
Date	Nov 2, 2021
Instrument	2021R-047920

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 17, 2017
Property Address	3473 KENTCH RD, FESTUS, MO 63028-4849
Document Number	0000021823
Instrument Date	Jul 14, 2017
Instrument	21823
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENTS NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3473 KENTCH RD FESTUS MO 630284849, FESTUS, MO 63028-4849

Mortgage

Document Number	21824
Date	Jul 17, 2017
Instrument	21824

Lender

Name	HOMETOWN EQUITY MTG/ST LOUIS
Type	Mortgage Company
Address	SAINT PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3473 Kentch Rd was $2,493, up 7.8% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (+7.37%) Land $2,100 Building $41,600	$230,500 (+7.46%) Land $11,300 Building $219,200
2025	$2,493.00 (+7.78%)	$40,700 Land $2,100 Building $38,600	$214,500 (-) Land $11,300 Building $203,200
2024	$2,313.00 (+0.09%)		$214,500 (+9.16%) Land $11,300 Building $203,200
2023	$2,311.00	$37,300 Land $2,100 Building $35,200	$196,500 Land $11,300 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3473 Kentch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3473 Kentch Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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