3473 E White St, Bonifay, FL 32425 Property Records

Holmes County property record for 3473 E White St, Bonifay, FL 32425

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1973
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (May 2025)
Tax Bill	$484 (2025)
Deeds & Mortgages	Aug 2020 Transfer Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0327.04-001-00N-004.000`

Property Details

APN / Parcel Number

Primary APN	`0327.04-001-00N-004.000`
Alternative APN	`0327.40001000N0004.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Utility Building	81 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	3473 E WHITE ST
City	BONIFAY
State	FL
Zip	32425-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	/LOTS 6,7,8, AND 9 BLK N OR- 41/496 LIFE/EST OR-201/507 WD-OR301/206 WD-OR301/209 WD-OR356/931 WD-OR425/144 CT-OR503/413 WD-OR504/761 WD-OR511/905 WD-OR558/196 WD-OR582/586 QC-OR QC-OR607/932
Legal Range	14W
Legal Township	07S
Legal Section	27
Legal Subdivision	4-00
Legal Block	N
Legal Lot Number	N
Jurisdiction	HOLMES FL
Township / Civil Division	ESTO-NOMA
Census Block Group	2
Census Block	2069
Census Tract	960100

Owner

Source: Holmes County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 TALLOAK RD, GENEVA, AL 36340-6420
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 7, 2019	Warranty Deed, Transfer · FHA Mortgage TYNDALL FCU
Nov 13, 2017	Loan Modification, Mortgage · Line of Credit PEOPLES BK/GRACEVILLE
Apr 13, 2017	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	20252009
Deed Book / Page	694 / 50
Prior Transfer Date	May 13, 2025
Prior Transfer Doc	0000002008
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLMES FL
Recording Date	Aug 14, 2020
Property Address	3473 E WHITE ST, BONIFAY, FL 32425-3521
Document Number	0006070932
Book / Page	000607 / 000932
Instrument Date	Aug 14, 2020
Instrument	30003008
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 E WHITE ST BONIFAY FL 324253521, BONIFAY, FL 32425-3521

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Jan 7, 2019
Property Address	3473 E WHITE ST, BONIFAY, FL 32425-3521
Document Number	0005820586
Book / Page	582 / 0586
Instrument Date	Jan 4, 2019
Instrument	201930000038
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3473 E WHITE ST, 3473, BONIFAY, FL 32425-3521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2579 RIVER RD, CARYVILLE, FL 32427-2013

Mortgage

Document Number	201930000039
Date	Jan 7, 2019
Instrument	201930000039

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOLMES FL
Property Address	3473 E WHITE ST, BONIFAY, FL 32425-3521
Document Number	0005670313
Book / Page	000567 / 000313
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3473 E WHITE ST BONIFAY FL 324253521, BONIFAY, FL 32425-3521

Mortgage

Document Number	0005670313
Date	Nov 20, 2017
Book Page	000567/000313
Instrument	30004508

Lender

Name	PEOPLES BK/GRACEVILLE
Type	Bank
Address	GRACEVILLE, FL 32440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2022

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Apr 13, 2017
Property Address	3473 E WHITE ST, BONIFAY, FL 32425-3521
Document Number	0005580196
Book / Page	000558 / 000196
Instrument Date	Apr 13, 2017
Instrument	30001295
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$371.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3391 NOMA RD BONIFAY FL 324253551, BONIFAY, FL 32425-3551

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Municipality	Noma Town
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$484.00 (+2.98%)	$68,788 (+2.9%)	$93,394 (+23.79%) Land $3,936 Building $89,458
2024	$470.00 (+0.21%) Homeowner's exemption	$66,849 (+3%)	$75,448 (+6.42%) Land $3,150 Building $72,298
2023	$469.00 (-0.21%) Homeowner's exemption	$64,902 (+3%)	$70,896 (+5.92%) Land $2,520 Building $68,376
2022	$470.00 Homeowner's exemption	$63,012	$66,934 Land $2,520 Building $64,414

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1994–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOMA WATER WORKS serves 242 people · EPA ID FL1300498
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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