3473 Desoto Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3473 Desoto Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1959
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2019)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-21-493-007`

Property Details

APN / Parcel Number

Primary APN	`40-23-21-493-007`
Alternative APNs	`0084784-000000-6` `10004621579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	2,049 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Carport
Garage Area	315 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	240 sqft
Loading Dock	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004621579
Old Parcel Number	00847840000006
Street Address	3473 DESOTO DR
City	PUNTA GORDA
State	FL
Zip	33983-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 009 0267 0068 HARBOUR HEIGHTS SEC 9 BLK 267 LTS 68 & 69 675/981 DC687/179-180-CEC 689/234 1049/1404&05 AG/D
Legal Range	23E
Legal Township	40S
Legal Section	21
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	267
Legal Lot Number	68 69
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1067
Census Tract	21001

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	519 MAIN ST, CROMWELL, CT 06416-1425
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Oct 1, 2010 · Amount on Record
Deed Document Number	2696109
Deed Book / Page	4421 / 822
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 29, 2019
Property Address	3473 DESOTO DR, PUNTA GORDA, FL 33983-3525
Document Number	0044210822
Book / Page	4421 / 0822
Map Reference	MB 4 PG 38A-38D
Instrument Date	Mar 29, 2019
Instrument	2696109
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ALL COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 KELLER RD, 720, FORT MEADE, FL 33841-5103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 MAIN ST, CROMWELL, CT 06416-1425

Mortgage

Document Number	0002696110
Date	Mar 29, 2019
Instrument	2696110

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (-39.21%)	$205,140 (-13.25%)	$166,442 (-10.01%) Land $88,000 Building $78,442
2024	$5,090.00 (-5.02%)	$236,484 (+1%)	$184,956 (-1.06%) Land $106,000 Building $78,956
2023	$5,359.00 (+13.8%)	$214,985 (-20.47%)	$186,935 (-30.84%) Land $110,000 Building $76,935
2022	$4,709.00	$270,310 Land $68,000 Building $202,310	$270,310 Land $68,000 Building $202,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20