3472 San Carlos Ct, Merced, CA 95348 Property Records

Merced County property record for 3472 San Carlos Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,060 sqft · built 2002
Lot Size	0.198 acres (8,619 sqft)
Owner	2 Trust Names on File
Last Sale	$305,000 (Dec 2019)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`058-400-035-000`

Property Details

APN / Parcel Number

Primary APN	`058-400-035-000`
Alternative APN	`058-400-035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	2,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,619 sqft (0.198 acres)
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	058-400-035
Street Address	3472 SAN CARLOS CT
City	MERCED
State	CA
Zip	95348-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	FAHRENS PARK UNIT 2 PHASE 2 LOT 89
Legal Subdivision	FAHRENS PARK PH 02
Legal Lot Number	89
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2002
Census Tract	1008

Owner

3472 San Carlos Ct is owner-occupied and held in a trust since March 2026.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Aug 15, 2002 · Amount on File
Deed Document Number	201944113
Last Transfer Date	Mar 10, 2026
Transfer Doc	0000006124
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 11, 2026
Property Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815
Document Number	0000006124
Map Reference	VOL 54 PG 19-23
Instrument Date	Mar 10, 2026
Instrument	2026006124
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815

Mortgage

Document Number	0000013109
Date	Jun 12, 2023
Instrument	2023013109

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Mar 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019360
Date	Jun 27, 2018
Instrument	2018019360

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 31, 2019
Property Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815
Document Number	0000044113
Map Reference	VOL 54 PG 19-23
Instrument Date	Dec 26, 2019
Instrument	2019044113
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3472 SAN CARLOS CT, MERCED, CA 95348-4815

Mortgage

Document Number	0000044114
Date	Dec 31, 2019
Instrument	2019044114

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3472 San Carlos Ct was $3,940, up 5.8% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$340,226 (+2%) Land $89,237 Building $250,989
2025	$3,940.00 (+5.83%) Homeowner's exemption	$333,556 Land $87,488 Building $246,068
2024	$3,723.00 (+1.89%)
2023	$3,654.00 (+1.27%) Homeowner's exemption	$320,606 Land $84,092 Building $236,514
2022	$3,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3472 San Carlos Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3472 San Carlos Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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