3472 NW 128th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3472 NW 128th Ave, Okeechobee, FL 34972

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,782 sqft · built 1989
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Mar 2023)
Tax Bill$1,887 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-05-37-34-0A00-00003-0000

Property Details

APN / Parcel Number

Primary APN1-05-37-34-0A00-00003-0000
Alternative APN
  • R10537340A00000030000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,782 sqft
FlooringPlywood
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
PorchEnclosed/Unfinished Porch
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3472 NW 128TH AVE
CityOKEECHOBEE
StateFL
Zip34972-9515
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA PARCEL OF LAND LYING & BEING IN SECTION 5, TOWNSHIP 37 SOUTH, RANGE 34 EAST, OKEECHOBEE COUNTY, FLORIDA & BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE AT THE SOUTHWEST CORNER OF SAID SECTION 5; BEAR EASTERLY ALONG THE SOUTH LINE OF SAID S
Legal Range34E
Legal Township37S
Legal Section05
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group2
Census Block2012
Census Tract910101

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3472 NW 128TH AVE, OKEECHOBEE, FL 34972-9515
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleMay 19, 2015 · Amount on Record
Deed Document Number20233176
Prior Transfer DateSep 3, 2016
Prior Transfer Doc0007800048
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 17, 2023
Property Address3472 NW 128TH AVE, OKEECHOBEE, FL 34972-9515
Document Number0000003176
Instrument DateMar 10, 2023
Instrument2023003176
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5511 SW 199TH AVE, FORT LAUDERDALE, FL 33332-1580

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 NW 128TH AVE, OKEECHOBEE, FL 34972-9515

Mortgage

Document Number0000003177
DateMar 17, 2023
Instrument2023003177
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,887.00 (+78.02%) Homeowner's exemption$126,102 (+38.32%)$270,670 (+21.5%) Land $143,750 Building $126,920
2023$1,060.00 (+7.29%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$91,164 (+2.08%)$222,766 (+11.74%) Land $92,500 Building $130,266
2022$988.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed$89,307$199,353 Land $87,500 Building $111,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims8 (1999–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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