3472 Goldeneye Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3472 Goldeneye Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,216 sqft · built 2006
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$70,900 (Sep 2021)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0562-0001-0280`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0562-0001-0280`
Alternative APNs	`263027056200010280` `135883`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	2,216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	25 sqft
Porch	Finished/Open Porch
Porch Area	150 sqft
Deck Area	613 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3472 GOLDENEYE LN
City	SAINT CLOUD
State	FL
Zip	34772-7765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 28
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 1
Legal Phase	1
Legal Tract	562
Legal Block	280
Legal Lot Number	28
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43207

Owner

3472 Goldeneye Ln is owned and occupied by two individuals who bought it in September 2021.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	405 CARMAN DR, LEESBURG, FL 34748-7072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	2021136100
Deed Book / Page	6034 / 2871
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	0060342871
Record Updated	Jun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 1, 2021
Property Address	3472 GOLDENEYE LN, SAINT CLOUD, FL 34772-7765
Document Number	0060342871
Book / Page	6034 / 2871
Map Reference	MB 17 PG 127
Instrument Date	Aug 26, 2021
Instrument	2021136100
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	SUBURBAN TITLE AND ESCROW INC, NEW URBAN TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$496.30
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3472 GOLDENEYE LN, SAINT CLOUD, FL 34772-7765

Mortgage

Document Number	60342872
Date	Sep 1, 2021
Instrument	6034/2872

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 2, 2019
Property Address	3472 GOLDENEYE LN, SAINT CLOUD, FL 34772-7765
Document Number	0055502788
Book / Page	5550 / 2788
Map Reference	MB 17 PG 127
Instrument Date	Jun 1, 2019
Instrument	2019085426
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 N DENTON TAP RD, 106, COPPELL, TX 75019-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3472 GOLDENEYE LN, SAINT CLOUD, FL 34772-7765

Mortgage

Document Number	0055502789
Date	Jul 2, 2019
Instrument	5550/2789

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3472 Goldeneye Ln was $5,076 with a homeowner's exemption, up 3.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,076.00 (+3.42%) Homeowner's exemption	$326,517	$357,000 Land $70,000 Building $287,000
2024	$4,908.00 (+2.48%)
2023	$4,789.00 (+3.41%) Homeowner's exemption	$308,073 (+3%)	$341,100 (+14.04%) Land $60,000 Building $281,100
2022	$4,631.00 Homeowner's exemption	$299,100 Land $55,000 Building $244,100	$299,100 Land $55,000 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3472 Goldeneye Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3472 Goldeneye Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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