34718 Old Hwy 320, Echo, OR 97826 Property Records

Umatilla County property record for 34718 Old Hwy 320, Echo, OR 97826

Property Summary

Property Type	Farm - Irrigated or Dry
Details	6 bd · 3 ba · 5,260 sqft · built 1975
Lot Size	4.58 acres (199,505 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Oct 2026)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2026 Sale + 4 more
Flood Zone	Zone D (undetermined)
APN	`3N29000003801`

Property Details

APN / Parcel Number

Primary APN	`3N29000003801`
Alternative APNs	`107545.00` `107545`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	5,260 sqft Gross Area
1st Floor Area	2,252 sqft
Basement Area	2,056 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Concrete
Roof Type	Hip
Lot Area	199,505 sqft (4.58 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Patio Area	224 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	107545
Street Address	34718 OLD HIGHWAY 320
City	ECHO
State	OR
Zip	97826-9614
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	EFU
Legal Range	29
Legal Township	3N
Legal Subdivision	PARTITION 2011-14
Legal Lot Number	2
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3030
Census Tract	951300

Owner

Source: Umatilla County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 18, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Jan 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD WEST FCU
Mar 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage OLD WEST FCU
Jun 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD WEST FCU
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Deed Document Number	20268167
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Oct 7, 2026
Property Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Document Number	0000008167
Instrument Date	Sep 29, 2026
Instrument	20268167
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614

Mortgage

Document Number	0000008168,
Date	Oct 7, 2026
Instrument	20268168

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UMATILLA OR
Recording Date	Jun 18, 2026
Property Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Document Number	0000004652
Instrument Date	Jun 16, 2026
Instrument	20264652
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	71041 APPALOOSA LN, PENDLETON, OR 97801-9308

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186680103
Date	Jan 30, 2018
Instrument	2018-6680103

Lender

Name	OLD WEST FCU
Type	Credit Union
Address	PENDLETON, OR 97801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jun 1, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20176550716
Date	Mar 20, 2017
Instrument	2017-6550716

Lender

Name	OLD WEST FCU
Type	Credit Union
Address	PENDLETON, OR 97801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Dec 15, 2017

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186730228
Date	Jun 14, 2018
Instrument	2018-6730228

Lender

Name	OLD WEST FCU
Type	Credit Union
Address	PENDLETON, OR 97801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 15, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	34718 OLD HIGHWAY 320, ECHO, OR 97826-9614
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	AMER TITLE, AMERI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186680756
Date	Feb 20, 2018
Instrument	2018-6680756

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Echo School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,221.00 (+4.4%)	$311,318 (+6%) Land $26,998 Building $284,320	$713,710 (+24.61%) Land $216,590 Building $497,120
2023	$4,043.00	$293,692 Land $25,692 Building $268,000	$572,770 Land $207,800 Building $364,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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