3471 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 3471 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,030 sqft · built 1979
Lot Size	2.13 acres (92,966 sqft)
Owner	Individual Name on File
Last Sale	$592,000 (Jan 2024)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1320-28-011`

Property Details

APN / Parcel Number

Primary APN	`2097-1320-28-011`
Alternative APN	`601507`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	92,966 sqft
Terrain	Gentle Slope

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3471 RYAN GULCH RD, C-3471
City	SILVERTHORNE
State	CO
Zip	80498-5160
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-25
Legal Description	UNIT 3471 BLDG C SUMMIT POINT CONDO
Legal Subdivision	SUMMIT POINT CONDO
Legal Block	C
Legal Lot Number	3471
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2003
Census Tract	103

Owner

3471 Ryan Gulch Rd is owned by an individual who bought it in January 2024.

Source: Summit County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3640 TAPESTRY TER, COLORADO SPRINGS, CO 80918-4747
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jan 3, 2018	Deed of Trust, Mortgage · ARM CITADEL SERVICING CORPORATION
Jan 3, 2018	Deed of Trust, Mortgage · ARM CITADEL SERVICING CORP
Dec 21, 2017	Deed of Trust, Mortgage · ARM CITADEL SERVICING CORP
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Dec 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Deed Document Number	20241323447
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0001158981
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jan 8, 2024
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Document Number	0001323447
Map Reference	DOC 215366
Instrument Date	Jan 4, 2024
Instrument	1323447
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 TAPESTRY TER, COLORADO SPRINGS, CO 80918-4747

Mortgage

Document Number	0001323448
Date	Jan 8, 2024
Instrument	1323448

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1253000
Date	Mar 16, 2021
Instrument	1253000

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1160370
Date	Jan 3, 2018
Instrument	1160370

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1160370
Date	Jan 3, 2018
Instrument	1160370

Lender

Name	CITADEL SERVICING CORP
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	7%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1159622
Date	Dec 21, 2017
Instrument	1159622

Lender

Name	CITADEL SERVICING CORP
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1192282
Date	Feb 27, 2019
Instrument	1192282

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Dec 12, 2017
Property Address	3471 RYAN GULCH RD, SILVERTHORNE, CO 80498-5160
Document Number	0001158981
Map Reference	DOC215367
Instrument Date	Dec 6, 2017
Instrument	1158981
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2747, FRISCO, CO 80443-2747

Tax Assessment & Valuation

The 2025 property tax bill for 3471 Ryan Gulch Rd was $2,397, down 15.2% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (-15.21%)	$36,978 (-12.74%) Building $36,978	$543,800 Building $543,800
2024	$2,827.00 (+0.96%)	$42,378 (-)
2023	$2,800.00 (+45.53%)	$42,378 (+58.87%)	$632,500 (+64.8%) Building $632,500
2022	$1,924.00	$26,674	$383,800 Building $383,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3471 Ryan Gulch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3471 Ryan Gulch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ryan Gulch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures