3471 Baldwin Rd, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 3471 Baldwin Rd, Cato, NY 13033

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.5 ba · 1,120 sqft · built 2003
Lot Size	48 acres (2,090,880 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2017)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Mar 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`053289 29.00-1-39.21`

Property Details

APN / Parcel Number

Primary APN	`053289 29.00-1-39.21`
Alternative APN	`328902900000010390210000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	2,090,880 sqft (48 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Canopy	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3471 BALDWIN RD
City	CATO
State	NY
Zip	13033-9764
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	07 - MIXED
Legal Description	SM 95-196 LOT 5 & 6 3449 BALDWIN RD,HANNIBAL 29-1-39.2, 40.111
Legal Block	1
Legal Lot Number	39.021
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	2
Census Block	2012
Census Tract	40202

Owner

Source: Cayuga County and Ira Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3471 BALDWIN RD, CATO, NY 13033-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2017169619
Deed Book / Page	1661 / 346
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Mar 6, 2017
Property Address	3471 BALDWIN RD, CATO, NY 13033-9764
Document Number	0016610346
Book / Page	001661 / 000346
Instrument Date	Feb 21, 2017
Instrument	169619
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 W GENESEE STREET RD AUBURN NY 130218568, AUBURN, NY 13021-8568

Mortgage

Document Number	35060317
Date	Mar 6, 2017
Book Page	003506/000317
Instrument	169620

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PHELPS, NY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,026.00 (-1.99%)	$156,500 (-) Land $65,500 Building $91,000	$244,531 (+10.94%) Land $102,344 Building $142,187
2024	$5,128.00
2023		$156,500 Land $65,500 Building $91,000	$220,423 Land $92,254 Building $128,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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