34703 Bernard Rd, Tracy, CA 95377 Property Records

San Joaquin County property record for 34703 Bernard Rd, Tracy, CA 95377 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,154 sqft · built 1985
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Owner Names on File
Last Sale	$320,000 (Jul 2012)
Tax Bill	$8,879 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-340-050-000`

Property Details

APN / Parcel Number

Primary APN	`253-340-050-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,154 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Construction Type	Wood
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	34703 BERNARD RD
City	TRACY
State	CA
Zip	95377-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/FORM PT 253-170-09
Legal Subdivision	AMENDED MAP OF PAR COUNTRY ESTATES
Legal Tract	1301
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1086
Census Tract	5502

Owner

Source: San Joaquin County records · APN 253-340-050-000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	34703 BERNARD RD, TRACY, CA 95377-9356
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 11, 2019	Deed of Trust, Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2012 · Amount on Record
Deed Sale	Jul 18, 2012 · Amount on Record
Prior Sale	Aug 06, 2004 · Amount on Record
Deed Document Number	2012-090099
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34703 BERNARD RD, TRACY, CA 95377-9356
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34703 BERNARD RD, TRACY, CA 95377-9356
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019816
Date	Feb 03, 2021
Instrument	2021-019816

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34703 BERNARD RD, TRACY, CA 95377-9356
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATL TITLE IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142098
Date	Dec 06, 2017
Instrument	2017-142098

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	34703 BERNARD RD, TRACY, CA 95377-9356
Document Number	0000103516
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 09, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34703 BERNARD RD TRACY CA 953779356, TRACY, CA 95377-9356

Mortgage

Document Number	0000103516
Date	Sep 18, 2019
Instrument	103516

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,879.00 (+5.11%)	$434,665 (+4.04%) Land $98,509 Building $336,156
2023	$8,447.00 (+3.23%)	$417,788 Land $94,685 Building $323,103
2022	$8,183.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	About 1 in 105 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Zinnia Networks	Fixed Wireless (unlicensed)	200 / 40
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
UnWired Broadband Holding	Fixed Wireless (licensed-by-rule)	50 / 12

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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