Cherokee County property record for 3470 Stone Dr, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2,335 sqft · built 1974 |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jul 2018) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-09-29-0-002-007.000 |
| Primary APN | 13-10-09-29-0-002-007.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,335 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Patio Area | 352 sqft |
| Account Number | 205938 |
|---|---|
| Street Address | 3470 STONE DR |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, PEARSON CHEROKEE ADD, PB 6/47 |
| Legal Subdivision | PEARSON CHEROKEE ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 955701 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3470 STONE DR, CEDAR BLUFF, AL 35959-5535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 8, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP |
| Jul 31, 2018 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 203688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3470 STONE DR, CEDAR BLUFF, AL 35959-5535 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3470 STONE DR, CEDAR BLUFF, AL 35959-5535 |
| Document Number | 0000222961 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 222961 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3470 STONE DR, CEDAR BLUFF, AL 35959-5535 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000203810 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 203810 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 31, 2018 |
| Property Address | 3470 STONE DR, CEDAR BLUFF, AL 35959-5535 |
| Document Number | 0000203688 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 203688 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 594 MOORES MILL RD, MIDWAY, KY 40347-6008 |
| Name | Verified Name |
|---|---|
| Address | 3470 STONE DR, CEDAR BLUFF, AL 35959-5535 |
| Document Number | 0000203689 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 203689 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | ATLANTA, GA 30305 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 (+3.11%) | $27,120 (+3.51%) Land $26,760 Building $360 | $294,700 (+3.08%) Land $133,800 Building $160,900 |
| 2024 | $2,670.00 | $26,200 (-53.89%) Land $25,000 Building $1,200 | $285,900 (-) Land $125,000 Building $160,900 |
| 2023 | $2,670.00 | $56,820 (+124.05%) | $285,900 (-) Land $125,000 Building $160,900 |
| 2022 | $2,670.00 | $25,360 Land $25,000 Building $360 | $285,900 Land $125,000 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| TDS Telecom DSL · Fiber in parts of the area | 50 / 10 |
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