Montgomery County property record for 3470 Howards Mill Rd, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,982 sqft · built 1930 |
| Lot Size | 166 acres (7,269,249 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $175,000 (Oct 2007) |
| Tax Bill | $706 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-00-00-009.00 |
| Primary APN | 039-00-00-009.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,269,249 sqft (166 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 400 sqft |
| Total Buildings | 4 Buildings |
| Account Number | 1524 |
|---|---|
| Street Address | 3470 HOWARDS MILL RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARDS MILL RD FARM & HOUSE & BARNS |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 920202 |
3470 Howards Mill Rd is owned by a company that bought it in October 2007 and is owner-occupied.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3470 HOWARDS MILL RD, MOUNT STERLING, KY 40353-9030 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2007 · Amount on File |
| Deed Sale | Oct 1, 2007 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3470 Howards Mill Rd was $706.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $706.00 | $114,000 | $114,000 |
| 2023 | $727.00 | $114,000 | $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3470 Howards Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3470 Howards Mill Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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