3470 Henderson Rd, Spring Arbor, MI 49283 Property Records

Jackson County property record for 3470 Henderson Rd, Spring Arbor, MI 49283

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,597 sqft · built 1994
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Tax Bill$3,583 (2025)
Deeds & MortgagesAug 2022 Sale
May 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN000-12-16-276-002-02

Property Details

APN / Parcel Number

Primary APN000-12-16-276-002-02

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,597 sqft Living Area
1st Floor Area1,597 sqft
Basement Area1,597 sqft
Unfinished Basement1,597 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area39,640 sqft (0.91 acres)
Lot Dimensions396 ft deep x 100 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address3470 HENDERSON RD
CitySPRING ARBOR
StateMI
Zip49283-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionBEG AT E 1/4 POST OF SEC 16 TH N 89%59'W ALG E&W 1/4 LN 929.55 FT TH N 0%57'22''W 450 FT TO A PT FOR PL OF BEG OF THIS DESCN
Legal Range02W
Legal Township03S
Legal Section16
JurisdictionJACKSON MI
Township / Civil DivisionSPRING ARBOR
Census Block Group5
Census Block5002
Census Tract5400

Owner

3470 Henderson Rd is owned and occupied by two individuals who acquired it in March 1994.

Source: Jackson County records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3470 HENDERSON RD, SPRING ARBOR, MI 49283-9603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer
May 5, 2020Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMERICA BK
Sep 30, 2019Deed of Trust, Mortgage · Line of Credit
COMERICA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 1994
Deed SaleMar 1, 1994
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateAug 10, 2022
Property Address3470 HENDERSON RD, SPRING ARBOR, MI 49283-9603
Document Number0002921147
Book / Page2216 / 1156
Instrument DateAug 4, 2022
Instrument2921147
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

AmountAmount on Record
Tax$2,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4789 KENICOTT TRL, BRIGHTON, MI 48114-9072

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address3470 HENDERSON RD, SPRING ARBOR, MI 49283-9603
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002849853
DateMay 5, 2020
Book Page2162/64
Instrument2849853
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address3470 HENDERSON RD, SPRING ARBOR, MI 49283-9603
Document Number0002846934
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2020
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3470 HENDERSON RD SPRING ARBOR MI 492839603, SPRING ARBOR, MI 49283-9603

Mortgage

Document Number0002846934
DateApr 1, 2020
Book Page002159/001045
Instrument2846934
Lender
NameCOMERICA BK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 31, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address3470 HENDERSON RD, SPRING ARBOR, MI 49283-9603
Document Number0002832973
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3470 HENDERSON RD SPRING ARBOR MI 492839603, SPRING ARBOR, MI 49283-9603

Mortgage

Document Number0002832973
DateOct 2, 2019
Book Page002149/000084
Instrument2832973
Lender
NameCOMERICA BK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3470 Henderson Rd was $3,583 with a homeowner's exemption, down 39% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSpring Arbor Township
Unified School DistrictWestern School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,600 (+4.4%)$351,200 (+4.4%)
2025$3,583.00 (-38.96%)$168,200$336,400
2024$5,870.00
2023$146,500$293,000
2022$4,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3470 Henderson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3470 Henderson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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