Merced County property record for 3470 Harbor Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,193 sqft · built 1990 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,105 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-280-011-000 |
| Primary APN | 150-280-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 2,699 sqft |
| 1st Floor Area | 2,193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,150 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 150-280-011 |
|---|---|
| Street Address | 3470 HARBOR DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-4705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #1 LOT 14 |
| Legal Subdivision | SHAFFER LAKES WEST |
| Legal Lot Number | 14 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 603 |
3470 Harbor Dr is owner-occupied and held in a trust since May 2024.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3470 HARBOR DR, ATWATER, CA 95301-4705 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 0000011490 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3470 Harbor Dr was $3,105 with a homeowner's exemption, up 2.5% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $297,578 (+2%) Land $104,597 Building $192,981 | |
| 2025 | $3,105.00 (+2.51%) Homeowner's exemption | $291,745 Land $102,547 Building $189,198 |
| 2024 | $3,029.00 (+2.71%) | |
| 2023 | $2,949.00 (+1.13%) Homeowner's exemption | $280,418 Land $98,566 Building $181,852 |
| 2022 | $2,916.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3470 Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3470 Harbor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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