St. Charles County property record for 3470 Beldeer Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,172 sqft · built 2002 |
| Lot Size | 0.372 acres (16,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 2001) |
| Tax Bill | $4,043 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 512280A000 |
| Primary APN | 512280A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 4,191 sqft |
| 1st Floor Area | 2,172 sqft |
| Basement Area | 1,405 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,198 sqft (0.372 acres) |
| Lot Dimensions | 182 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 614 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 254 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 512280A000 |
|---|---|
| Street Address | 3470 BELDEER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF EST #9 LOT 23 |
| Legal Subdivision | WOODCLIFF EST #9 |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
3470 Beldeer Dr is owned and occupied by two individuals who acquired it in March 2024.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| Apr 12, 2024 | Beneficiary Deed, Transfer |
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA |
| Mar 27, 2017 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2001 · Amount on File |
| Deed Sale | Apr 30, 2001 · Amount on File |
| Deed Document Number | 200132791 |
| Deed Book / Page | 2557 / 923 |
| Last Transfer Date | Mar 21, 2024 |
| Transfer Doc | 0000014010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2026 |
| Property Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Document Number | 0000048710 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202648710 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Document Number | 0000048710, |
|---|---|
| Date | Oct 14, 2026 |
| Instrument | 202648710 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 12, 2024 |
| Property Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Document Number | 0000014010 |
| Map Reference | MB 13 PG 34 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024R-014010 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Document Number | 0000032128 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022R-032128 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067990365 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 6799/0365 |
| Instrument | 20170830000545010 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3470 BELDEER DR, SAINT CHARLES, MO 63303-6632 |
| Document Number | 0067202226 |
| Book / Page | 006720 / 002226 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3470 BELDEER DR ST CHARLES MO 633036632, ST CHARLES, MO 63303-6632 |
| Document Number | 0067202226 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 006720/002226 |
| Instrument | 193750 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
The 2025 property tax bill for 3470 Beldeer Dr was $4,043.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,353 (-) | $354,492 (-) Land $65,000 Building $289,492 | |
| 2025 | $4,043.00 | $67,353 | $354,492 Land $65,000 Building $289,492 |
| 2023 | $63,968 | ||
| 2022 | $336,676 Land $65,000 Building $271,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3470 Beldeer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3470 Beldeer Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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