347 Sunfish Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 347 Sunfish Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2019
Lot Size	0.212 acres (9,226 sqft)
Owner	2 Individual Names on File
Last Sale	$247,776 (Feb 2020)
Tax Bill	$4,845 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-27-35-520574-000610`

Property Details

APN / Parcel Number

Primary APN	`26-27-35-520574-000610`
Alternative APNs	`352726520574000610` `52726000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,983 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	9,226 sqft (0.212 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	45 sqft

Location & Zoning

Street Address	347 SUNFISH DR
City	WINTER HAVEN
State	FL
Zip	33881-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASES 2 AND 3 PB 173 PG 1-3 LOT 61
Legal Range	26E
Legal Township	27S
Legal Section	35
Legal Subdivision	LAKE LUCERNE PHASES 2 AND 3
Legal Block	2
Legal Lot Number	61
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	12804

Owner

347 Sunfish Dr is owned by two individuals who bought it in February 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3561 W 92ND PL, HIALEAH, FL 33018-2072
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG
Feb 18, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Deed Document Number	202036966
Deed Book / Page	11144 / 666
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	347 SUNFISH DR, WINTER HAVEN, FL 33881-9408
Document Number	0114071974
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3561 W 92ND PL HIALEAH FL 330182072, HIALEAH, FL 33018-2072

Mortgage

Document Number	0114071974
Date	Oct 9, 2020
Book Page	011407/001974
Instrument	213308

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 8, 2040

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 18, 2020
Property Address	347 SUNFISH DR, WINTER HAVEN, FL 33881-9408
Document Number	0111440666
Book / Page	011144 / 000666
Instrument Date	Feb 14, 2020
Instrument	36966
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,734.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3561 W 92ND PL HIALEAH FL 330182072, HIALEAH, FL 33018-2072

Mortgage

Document Number	111440668
Date	Feb 18, 2020
Book Page	011144/000668
Instrument	36967

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 347 Sunfish Dr was $4,845.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-7.38%) Land $50,000 Building $190,000	$240,000 (-7.38%) Land $50,000 Building $190,000
2025	$4,845.00	$259,131 Land $50,000 Building $209,131	$259,131 Land $50,000 Building $209,131
2023	$4,724.00 (+9.48%)	$284,240 (+11.16%) Land $48,000 Building $236,240	$284,240 (+11.16%) Land $48,000 Building $236,240
2022	$4,315.00	$255,697 Land $40,000 Building $215,697	$255,697 Land $40,000 Building $215,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 347 Sunfish Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2004–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 Sunfish Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWISS VILLAGE MHP private · serves 1,410 people · EPA ID FL6532715
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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