Butler County property record for 347 Stone Ridge Ln, Monroe, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,768 sqft · built 2004 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jan 2017) |
| Tax Bill | $4,606 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C1800-013.310-087 |
| Primary APN | C1800-013.310-087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 1,576 sqft |
| 1st Floor Area | 788 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,199 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3108200 |
|---|---|
| Old Parcel Number | C1800013.310087 |
| Street Address | 347 STONE RIDGE LN |
| City | MONROE |
| State | OH |
| Zip | 45044-3283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4384 ENT COLONIAL MANOR SQ SEC 2 BLK G |
| Legal Subdivision | COLONIAL MANOR SQ |
| Legal Block | G |
| Legal Lot Number | 4384 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LEMON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11300 |
347 Stone Ridge Ln is owned and occupied by an individual who bought it in January 2017.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST NATIONAL BANK OF GERMANTOWN |
| Dec 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF GERMANTOWN |
| May 17, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF GERMANTOWN |
| Jan 31, 2017 | Survivorship Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on File |
| Deed Sale | Jan 31, 2017 · Amount on File |
| Prior Sale | Apr 6, 2005 · Amount on File |
| Deed Document Number | 0000004142 |
| Deed Book / Page | 8996 / 0692 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 347 STONE RIDGE LN, MONROE, OH 45044-3283 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006035 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 10322/781 |
| Instrument | 2026-00006035 |
| Name | FIRST NATIONAL BANK OF GERMANTOWN |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, OH 45327 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Document Number | 0000057842 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 9555/69 |
| Instrument | 2020-00057842 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048180 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 9376/1292 |
| Instrument | 2019-00048180 |
| Name | FIRST NATIONAL BANK OF GERMANTOWN |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, OH 45327 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Dec 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Document Number | 0000028484 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 9652/1609 |
| Instrument | 2021-00028484 |
| Name | FIRST NATIONAL BANK OF GERMANTOWN |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, OH 45327 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jan 31, 2017 |
| Property Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Document Number | 0000004142 |
| Book / Page | 8996 / 0692 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 2017-00004142 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 347 STONE RIDGE LN, MIDDLETOWN, OH 45044-3283 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004143 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017-00004143 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 347 Stone Ridge Ln was $4,606.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Lemon Township |
| Municipality | Monroe City |
| Unified School District | Monroe Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,606.00 | $99,940 Land $13,060 Building $86,880 | $285,540 Land $37,300 Building $248,240 |
| 2023 | $4,471.00 (+41.4%) | $99,940 (+60.52%) Land $13,060 Building $86,880 | $285,540 Land $37,300 Building $248,240 |
| 2022 | $3,162.00 | $62,260 Land $13,060 Building $49,200 | |
| 2020 | $177,880 Land $37,300 Building $140,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 347 Stone Ridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 347 Stone Ridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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