Bergen County and Wyckoff Township property record for 347 Smith Pl, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 3,117 sqft · built 1992 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,500 (Mar 2026) |
| Tax Bill | $21,273 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00436-0000-00027-01 |
| Primary APN | 70-00436-0000-00027-01 |
|---|---|
| Alternative APN |
|
| Building Area | 3,117 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 15,600 sqft (0.358 acres) |
| Lot Dimensions | 156 ft deep x 100 ft wide |
| Street Address | 347 SMITH PL |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA25 |
| Legal Description | 100X156 IRR |
| Legal Block | 436 |
| Legal Lot Number | 27.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 61300 |
Source: Bergen County and Wyckoff Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 347 SMITH PL, WYCKOFF, NJ 07481-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 17, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Aug 14, 1998 · Amount on Record |
| Deed Document Number | 202617534 |
| Deed Book / Page | 5748 / 893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 347 SMITH PL, WYCKOFF, NJ 07481-1052 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 347 SMITH PL, WYCKOFF, NJ 07481-1052 |
| Document Number | 0057161832 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 5716/1832 |
| Instrument | 2026007670 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 17, 2026 |
| Property Address | 347 SMITH PL, WYCKOFF, NJ 07481-1052 |
| Document Number | 0057480893 |
| Book / Page | 5748 / 893 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 2026017534 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,183.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15875 WILD HORSE DR, BROOMFIELD, CO 80023-9410 |
| Name | Verified Name |
|---|---|
| Address | 347 SMITH PL, WYCKOFF, NJ 07481-1052 |
| Document Number | 2026017535 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026017535 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,050,000 (-) Land $653,500 Building $396,500 | $1,050,000 (-) Land $653,500 Building $396,500 | |
| 2025 | $21,273.00 (+3.9%) | $1,050,000 (-) Land $653,500 Building $396,500 | $1,050,000 (-) Land $653,500 Building $396,500 |
| 2024 | $20,475.00 (+5.86%) | ||
| 2023 | $1,050,000 Land $653,500 Building $396,500 | $1,050,000 Land $653,500 Building $396,500 | |
| 2022 | $19,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1979–2012) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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