347 Seneca Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 347 Seneca Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,229 sqft · built 1952
Lot Size	0.291 acres (12,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2023)
Tax Bill	$11,446 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00330-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`10-00330-0000-00014`
Alternative APN	`100033000014`

Interior

Stories	2 Stories
Building Area	2,229 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	12,659 sqft (0.291 acres)
Lot Dimensions	211 ft deep x 60 ft wide

Location & Zoning

Street Address	347 SENECA AVE
City	MIDDLESEX
State	NJ
Zip	08846-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X211
Legal Subdivision	ORCHID ACRES SEC 01
Legal Block	330
Legal Lot Number	14
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2009
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	347 SENECA AVE, MIDDLESEX, NJ 08846-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
Nov 1, 2023	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Jan 30, 2003 · Amount on Record
Deed Document Number	202364721
Deed Book / Page	19333 / 1463
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	May 18, 2026
Property Address	347 SENECA AVE, MIDDLESEX, NJ 08846-2346
Document Number	0000031616
Book / Page	20026 / 761
Instrument Date	Apr 2, 2026
Instrument	202631616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GREEN LABEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 SENECA AVE, MIDDLESEX, NJ 08846-2346

Mortgage

Document Number	0000031616,
Date	May 18, 2026
Book Page	20026/761
Instrument	202631616

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 1, 2023
Property Address	347 SENECA AVE, MIDDLESEX, NJ 08846-2346
Document Number	0000064721
Book / Page	19333 / 1463
Instrument Date	Oct 24, 2023
Instrument	2023064721
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MARLIN AVE # BB, BB, PEQUANNOCK, NJ 07440-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 SENECA AVE, MIDDLESEX, NJ 08846-2346

Mortgage

Document Number	0000064722
Date	Nov 1, 2023
Book Page	19333/1469
Instrument	2023064722

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,400 (-5.09%) Land $150,100 Building $362,300	$512,400 (-5.09%) Land $150,100 Building $362,300
2025	$11,446.00 (-2.3%)	$539,900 (+6.64%) Land $150,100 Building $389,800	$539,900 (+6.64%) Land $150,100 Building $389,800
2024	$11,716.00 (+10.2%)
2023		$506,300 (+370.98%) Land $150,100 Building $356,200	$506,300 (+370.98%) Land $150,100 Building $356,200
2022	$10,632.00	$107,500 Land $37,200 Building $70,300	$107,500 Land $37,200 Building $70,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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