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347 Saint Charles St, Elgin, IL 60120 Property Records

Kane County property record for 347 Saint Charles St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1900
Square Footage2,416 sqft Living Area
Lot Size10,758 sqft (0.247 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2018)
Tax Bill$7,922.00 (2025)

Owner

Source: Kane County records · APN 06-13-459-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address347 SAINT CHARLES ST, ELGIN, IL 60120-7863
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 03, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIFTH THIRD MTG
Oct 15, 2018Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO
May 29, 2019Correction Deed, Transfer
ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Deed Doc Number201850278
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address347 SAINT CHARLES ST, ELGIN, IL 60120-7863
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052002
DateJul 07, 2021
Instrument2021K052002
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address347 SAINT CHARLES ST, ELGIN, IL 60120-7863
Document Number0000021579
Instrument DateOct 03, 2018
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 SAINT CHARLES ST ELGIN IL 601207863, ELGIN, IL 60120-7863

Mortgage

Document Number0000021579
DateMay 29, 2019
Instrument21579
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINUNATI, OH 45227
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 28, 2049
Interest
Rate5.87%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 15, 2018
Property Address347 SAINT CHARLES ST, ELGIN, IL 60120-7863
Document Number0000050278
Instrument DateOct 03, 2018
Instrument2018K050278
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address374 SAINT CHARLES ST, ELGIN, IL 60120-7869

Mortgage

Document Number0000050279
DateOct 15, 2018
Instrument2018K050279
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate5.87%

May 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionKANE IL
Recording DateMay 29, 2019
Property Address347 SAINT CHARLES ST, ELGIN, IL 60120-7863
Document Number0000021578
Instrument DateOct 03, 2018
Instrument21578
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 WINDING CREEK DR NAPERVILLE IL 605654115, NAPERVILLE, IL 60565-4115

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,922.00 (+26.17%) Homeowner's exemption
2024$103,012 (+31.36%) Land $17,044 Building $85,968$309,160 (+31.41%) Land $51,152 Building $258,007
2022$6,279.00 (+4.56%) Homeowner's exemption$78,420 (+6.96%) Land $14,040 Building $64,380$235,260 (+6.96%) Land $42,120 Building $193,140
2021$6,005.00 Homeowner's exemption$73,317 Land $13,126 Building $60,191$219,951 Land $39,378 Building $180,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-13-459-005

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms17 Rooms
Building Area2,416 sqft Living Area
Gross Area3,994 sqft Gross Area
Basement Area1,578 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area10,758 sqft (0.247 acres)
Depth X Width163 ft x 66 ft Depth x Width
Garage TypeDetached Garage

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address347 SAINT CHARLES ST
CityELGIN
StateIL
Zip60120-7863
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJOHN SPILLARDS SUB OF PART OF LOTS 5 & 6 BLOCK 7 OF SHERMANS ADDN LOT E BLOCK 7
Legal SubdivisionSHERMANS ADDN
Legal Block7
Legal Lot Number5,6,E
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup4
Census Block4000
Census Tract851400

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