347 S Bay Dr, Dover, DE 19901 Property Records

Kent County property record for 347 S Bay Dr, Dover, DE 19901

Property Summary

Property Type	Residential Vacant Land
Details	780 sqft · built 1972
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (May 2022)
Tax Bill	$1,280 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone VE (high risk)
APN	`2-00-106.00-01-18.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-00-106.00-01-18.00-000`
Alternative APNs	`ED00106.000118.00/000` `14976`

Exterior

Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	199 ft deep x 0.4 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14976
Street Address	347 S BAY DR
City	DOVER
State	DE
Zip	19901-7004
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AR
Legal Description	KITTS HUMMOCK SOUTH LOTS 9 & 10, 0.41 A 347 S BAY DR
Legal Subdivision	KITTS HUMMOCK - SOUTH
Legal Lot Number	9&10
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1084
Census Tract	43202

Owner

347 S Bay Dr, residential vacant land, is owned and occupied by an individual who bought it in May 2022.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	347 S BAY DR, DOVER, DE 19901-7004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed, Transfer · Conventional Mortgage TIDEMARK FCU
Feb 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	2022451658
Deed Book / Page	11945 / 198
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 13, 2022
Property Address	347 S BAY DR, DOVER, DE 19901-7004
Document Number	0000451658
Book / Page	11945 / 198
Map Reference	MB 4 PG 93
Instrument Date	May 12, 2022
Instrument	2022-451658
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451659
Date	May 13, 2022
Instrument	2022-451659

Lender

Name	TIDEMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 12, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Type Change Date	May 12, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.35%
Index	1-Year CMT
Max Rate	10.3%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Feb 1, 2017
Property Address	347 S BAY DR, DOVER, DE 19901-7004
Document Number	0000312692
Book / Page	008478 / 000263
Instrument Date	Jan 27, 2017
Instrument	312692
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	336 10TH AVE LINDENWOLD NJ 080213783, LINDENWOLD, NJ 08021-3783

Tax Assessment & Valuation

The 2026 property tax bill for 347 S Bay Dr was $1,280, down 44% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,280.00 (-44.03%)	$261,800 Land $261,800
2025	$2,287.00
2023	$54.00	$1,100 Land $1,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 347 S Bay Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	76 (1980–2025)
Claims Outside the SFHA	7 of 76
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Coastal Storm, Jan 1992 · 3 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	DE-01P “Little Creek”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 S Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITTS HUMMOCK IMPROVEMENT ASSOC private · serves 305 people · EPA ID DE0000545
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	7 ppb (2013–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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