Berrien County property record for 347 Ridgeway St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,129 sqft · built 1910 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2018) |
| Tax Bill | $8,487 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1900-0101-01-1 |
| Primary APN | 76-1900-0101-01-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 8,146 sqft (0.187 acres) |
| Lot Dimensions | 118 ft deep x 72 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 347 RIDGEWAY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - B |
| Legal Description | THE NELY 62.3' OF LOT 101 EDGEWATER ADD TO CITY OF ST JOSEPH WHOSE SWLY BOUND IS PAR TO NELY BOUND OF SD LOT 101 & NELY 10' OF LOT 158 EDGEWATER ADD WHOSE SWLY BOUND IS PAR TO NELY BOUND OF SD LOT 158 |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 101,158 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 801 |
347 Ridgeway St is owned and occupied by an individual who acquired it in December 2020.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 347 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2021 | Intrafamily Transfer, Transfer |
| Mar 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Sep 5, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Prior Sale | Jan 5, 1982 |
| Deed Book / Page | 3200 / 1286 |
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 03307/2024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 6, 2021 |
| Property Address | 347 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1048 |
| Document Number | 03307/2024 |
| Book / Page | 3307 / 2024 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 347 RIDGEWAY, GRAND RAPIDS, MI 49503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 15, 2018 |
| Property Address | 347 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1048 |
| Document Number | 03200/1286 |
| Book / Page | 3200 / 1286 |
| Map Reference | LB4 PG52 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 347 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1048 |
| Document Number | 0032001287 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 3200/1287 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 5, 2017 |
| Property Address | 347 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1048 |
| Document Number | 03182/1026 |
| Book / Page | 3182 / 1026 |
| Map Reference | VOL4 PG52 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 347 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1048 |
The 2025 property tax bill for 347 Ridgeway St was $8,487 with a homeowner's exemption, down 1.5% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,200 (+34.11%) | $782,400 (+34.11%) | |
| 2025 | $8,487.00 (-1.52%) Homeowner's exemption | $291,700 | $583,400 |
| 2024 | $8,618.00 | ||
| 2023 | $202,800 | $405,600 | |
| 2022 | $7,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 347 Ridgeway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 347 Ridgeway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | BENTON HARBOR |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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