347 Overlook Dr, Chilhowie, VA 24319 Property Records

Smyth County property record for 347 Overlook Dr, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1997
Lot Size	0.24 acres (10,471 sqft)
Owner	Individual Name on Record
Tax Bill	$504 (2026)
Deeds & Mortgages	Feb 2024 Transfer Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53D4-1-7`

Property Details

APN / Parcel Number

Primary APN	`53D4-1-7`
Alternative APN	`153552`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	992 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,471 sqft (0.24 acres)
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	153552
Street Address	347 OVERLOOK DR
City	CHILHOWIE
State	VA
Zip	24319-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK SD LOT 7 53D4 1 7
Legal Subdivision	OVERLOOK
Legal Lot Number	7
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	3
Census Block	3027
Census Tract	30701

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 OVERLOOK DR, CHILHOWIE, VA 24319-3457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Correction Deed
Sep 6, 2023	Special Warranty Deed, Transfer
Jan 9, 2020	Deed of Trust, Mortgage · Closed-End Mortgage THE BANK OF MARION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2024
Transfer Doc	001110/667
Record Updated	Oct 29, 2026

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SMYTH VA
Recording Date	Feb 12, 2024
Property Address	347 OVERLOOK DR, CHILHOWIE, VA 24319-3457
Document Number	001110/667
Book / Page	1110 / 667
Instrument Date	Feb 12, 2024
Instrument	240000247
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 OVERLOOK DR, CHILHOWIE, VA 24319-3457

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Sep 6, 2023
Property Address	347 OVERLOOK DR, CHILHOWIE, VA 24319-3457
Document Number	001104/757
Book / Page	1104 / 757
Instrument Date	Aug 16, 2023
Instrument	230001943
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OVERLOOK DR, CHILHOWIE, VA 24319-4681

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	347 OVERLOOK DR, CHILHOWIE, VA 24319-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1046/199
Date	Jan 9, 2020
Book Page	1046/199
Instrument	200000065

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2030

Interest

Rate Type	Fixed Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chilhowie Town
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$504.00 (+118.18%)	$73,100 (-) Land $12,000 Building $61,100	$73,100 (-) Land $12,000 Building $61,100
2025	$231.00 (+61.54%)	$73,100 (+57.54%) Land $12,000 Building $61,100	$73,100 (+57.54%) Land $12,000 Building $61,100
2023	$143.00	$46,400 (-) Land $10,000 Building $36,400	$46,400 (-) Land $10,000 Building $36,400
2022	$143.00	$46,400 Land $10,000 Building $36,400	$46,400 Land $10,000 Building $36,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Severe Storms And Flooding, Nov 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090
Water Source	Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP
Last State Inspection	Aug 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SmythNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

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