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347 Ohio St, Elyria, OH 44035 Property Records

Lorain County property record for 347 Ohio St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1994
Square Footage1,754 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$233,500 (2026)
Tax Bill$3,246.00 (2025)

Property Details

APN / Parcel Number

Primary APN013705-8
Alternative APN
  • 06-25-046-000-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,754 sqft Living Area
Gross Area3,110 sqft Gross Area
1st Floor992 sqft 1st Floor
Upper Floors762 sqft Upper Floors
Basement Area960 sqft Basement
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1994
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area12,197 sqft (0.28 acres)
Depth X Width165 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage

Exterior Amenities

Deck Area144 sqft Deck
Patio Area424 sqft Patio
Porch Area228 sqft Porch
Canopy Area56 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number013705-8
Street Address347 OHIO ST
CityELYRIA
StateOH
Zip44035-5146
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELYWOOD 2 75 X 165 S/L 62 & 63 LOT # 62&63
Legal SubdivisionELYWOOD 2
Legal Tract25
Legal Lot Number62&63
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup3
Census Block3000
Census Tract70600

Owner

Source: Lorain County records · APN 013705-8

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address347 OHIO ST, ELYRIA, OH 44035-5146
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 21, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
May 07, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE
Oct 01, 2020Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
Feb 23, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MR COOPER
Apr 23, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2026 · Amount on Record
Deed SaleMay 07, 2026 · Amount on Record
Prior SaleApr 23, 2018 · Amount on Record
Deed Doc Number202695001
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address347 OHIO ST, ELYRIA, OH 44035-5146
Transaction TypeMortgage
Record UpdatedJun 01, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 OHIO ST, ELYRIA, OH 44035-5146

Mortgage

Document Number0000874520
DateMay 09, 2022
Instrument2022-0874520
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2052

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address347 OHIO ST, ELYRIA, OH 44035-5146
Transaction TypeMortgage
Record UpdatedJun 01, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 OHIO ST, ELYRIA, OH 44035-5146

Mortgage

Document Number0000004639
DateFeb 21, 2024
Instrument2024-0004639
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term479 Months
DueJan 01, 2064

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 07, 2026
Property Address347 OHIO ST, ELYRIA, OH 44035-5146
Document Number0000095001
Instrument DateApr 28, 2026
Instrument2026.95001
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$94,334.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 OHIO ST, ELYRIA, OH 44035-5146

Mortgage

Document Number0000095002,
DateMay 07, 2026
Instrument2026..95002
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

Mortgage

Document Number0000095003,
DateMay 07, 2026
Instrument2026.95003
Lender
NameOHIO HOUSING FINANCE AGENCY
Agreement
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address347 OHIO ST, ELYRIA, OH 44035-5146
Document Number0000789653
Instrument DateOct 01, 2020
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address347 OHIO ST ELYRIA OH 440355146, ELYRIA, OH 44035-5146

Mortgage

Document Number0000789653
DateNov 19, 2020
Instrument789653
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050
Interest
Rate3.12%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address347 OHIO ST, ELYRIA, OH 44035-5146
Document Number0000706279
Instrument DateFeb 23, 2019
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 OHIO ST ELYRIA OH 440355146, ELYRIA, OH 44035-5146

Mortgage

Document Number0000706279
DateMar 04, 2019
Instrument706279
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 03, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateApr 23, 2018
Property Address347 OHIO ST, ELYRIA, OH 44035-5146
Document Number0000669423
Instrument DateApr 16, 2018
Instrument669423
Transaction TypeTransfer
Record UpdatedMay 02, 2018
Title CompanyKINGDOM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address347 OHIO ST ELYRIA OH 440355146, ELYRIA, OH 44035-5146

Mortgage

Document Number669424
DateApr 23, 2018
Instrument669424
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,246.00 (+0.06%)$64,690 (+0.01%) Land $10,720 Building $53,970$184,810 (-) Land $30,620 Building $154,190
2024$3,244.00 (+14.27%)$64,684 (+32.75%) Land $10,717 Building $53,967$184,810 (+32.75%) Land $30,620 Building $154,190
2023$2,839.00 (+0.07%)$48,728 (%) Land $10,427 Building $38,301$139,220 (-) Land $29,790 Building $109,430
2022$2,837.00$48,730 Land $10,430 Building $38,300
2021$139,220 Land $29,790 Building $109,430

Flood & Wildfire

347 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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