347 Nelson Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 347 Nelson Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	10.2 acres (446,490 sqft)
Owner	Individual Name on Record
Tax Bill	$6,138 (2026)
Deeds & Mortgages	May 2026 Construction Loan Nov 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-0316`

Property Details

APN / Parcel Number

Primary APN	`06-510-0316`
Alternative APN	`4881`

Exterior

Lot Area	446,490 sqft (10.2 acres)

Location & Zoning

Account Number	4881
Street Address	347 NELSON RD
City	CLOQUET
State	MN
Zip	55720-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF E1/2 OF NW1/4 LYING S OF N 2640 FT CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	02
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1031
Census Tract	70100

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 NELSON RD, CLOQUET, MN 55720-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage U S BANK N A
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Oct 1, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2019
Transfer Doc	0000488226
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	May 27, 2026
Property Address	347 NELSON RD, CLOQUET, MN 55720-9410
Document Number	0000526967
Instrument Date	Apr 30, 2026
Instrument	2026526967
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 NELSON RD, CLOQUET, MN 55720-9410

Mortgage

Document Number	0000526967,
Date	May 27, 2026
Instrument	2026526967

Lender

Name	U S BANK N A

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	347 NELSON RD, CLOQUET, MN 55720-9410
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000509594
Date	Nov 23, 2022
Instrument	A000509594

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 1, 2019
Property Address	347 NELSON RD, CLOQUET, MN 55720-9410
Document Number	A000488226
Instrument Date	Sep 23, 2019
Instrument	A000488226
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 NELSON RD, CLOQUET, MN 55720-9410

Mortgage

Document Number	A000488227
Date	Oct 1, 2019
Instrument	A000488227

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,138.00 (+7.12%) Homeowner's exemption
2025		$424,200 (+4%) Land $122,700 Building $301,500	$424,200 (+4%) Land $122,700 Building $301,500
2024	$5,730.00 Homeowner's exemption	$407,900 (+4.72%) Land $122,700 Building $285,200	$407,900 (+4.72%) Land $122,700 Building $285,200
2023	$5,730.00 Homeowner's exemption	$389,500 (-) Land $115,400 Building $274,100	$389,500 (-) Land $115,400 Building $274,100
2022		$389,500 Land $115,400 Building $274,100	$389,500 Land $115,400 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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