347 Joy Ln, Readyville, TN 37149 Property Records

Cannon County property record for 347 Joy Ln, Readyville, TN 37149

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 2005
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Apr 2017)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050 02504 000`

Property Details

APN / Parcel Number

Primary APN	`050 02504 000`
Alternative APNs	`008050 02700` `050 02700`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Shed	1 Shed
Shed Area	480 sqft
Gazebo	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	347 JOY LN
City	READYVILLE
State	TN
Zip	37149-5090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 3; SUBDIVISION: BK PC-2 PG 2-43
Jurisdiction	CANNON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	960202

Owner

347 Joy Ln is owned and occupied by two individuals who bought it in April 2017.

Source: Cannon County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	347 JOY LN, READYVILLE, TN 37149-5090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 5, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK
Apr 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Prior Sale	Jun 21, 2002 · Amount on File
Deed Document Number	201752556
Deed Book / Page	174 / 633
Transfer Doc	000118/229
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	347 JOY LN, READYVILLE, TN 37149-5090
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 JOY LN, READYVILLE, TN 37149-5090

Mortgage

Document Number	0000080050
Date	Oct 21, 2025
Book Page	274/776
Instrument	80050

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CANNON TN
Property Address	351 JOY LN, READYVILLE, TN 37149-5090
Document Number	0000058467
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	TRISTAR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 JOY LN READYVILLE TN 371495090, READYVILLE, TN 37149-5090

Mortgage

Document Number	0000058467
Date	Jun 10, 2019
Book Page	000194/000404
Instrument	58467

Lender

Name	FIRST NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 9, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANNON TN
Recording Date	Apr 18, 2017
Property Address	351 JOY LN, READYVILLE, TN 37149-5090
Document Number	0000052556
Book / Page	174 / 633
Instrument Date	Apr 17, 2017
Instrument	52556
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 JOY LN, READYVILLE, TN 37149-5090

Mortgage

Document Number	0000052557
Date	Apr 18, 2017
Book Page	174/636
Instrument	52557

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 17, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 347 Joy Ln was $1,221.

Source: Cannon County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cannon County
Unified School District	Cannon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00	$75,100 Land $18,525 Building $56,575
2023		$75,100 Land $18,525 Building $56,575	$300,400 Land $74,100 Building $226,300
2022	$1,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 347 Joy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 Joy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joy Ln

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