347 Garden Lake Rd, Ely, MN 55731 Property Records

Lake County property record for 347 Garden Lake Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 658 sqft · built 2020
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Aug 2019)
Deeds & Mortgages	Aug 2019 Construction Loan Apr 2020 Refinance + 2 more
APN	`28-6311-29380`

Property Details

APN / Parcel Number

Primary APN	`28-6311-29380`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	658 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Log Home
Exterior Material	Wood
Construction Type	Wood
Lot Area	239,580 sqft (5.5 acres)
Garage Type	Mixed
Garage Area	624 sqft
Carport	Carport
Carport Area	154 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	347 GARDEN LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	E 520 FT OF GOVT LOT 4 DEFINED BY A LINE
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1151
Census Tract	370101

Owner

Source: Lake County records · APN 28-6311-29380

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5555 WOOD DUCK CT, SHOREVIEW, MN 55126-5633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Construction Mortgage NORTHVIEW BANK
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHVIEW BANK
Aug 15, 2019	Deed, Transfer
Aug 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	192397-99
Record Updated	Jun 07, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	347 GARDEN LAKE RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000192400
Date	Aug 15, 2019
Instrument	A000192400

Lender

Name	NORTHVIEW BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Sep 01, 2023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	347 GARDEN LAKE RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000193882
Date	Apr 22, 2020
Instrument	A000193882

Lender

Name	NORTHVIEW BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Aug 15, 2019
Property Address	347 GARDEN LAKE RD, ELY, MN 55731
Document Number	A000192398
Instrument Date	Jul 19, 2019
Instrument	A000192398
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 WOOD DUCK CT, SHOREVIEW, MN 55126-5633

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Aug 15, 2019
Property Address	347 GARDEN LAKE RD, ELY, MN 55731
Document Number	A000192399
Instrument Date	Jul 16, 2019
Instrument	A000192399
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 WOOD DUCK CT, SHOREVIEW, MN 55126-5633

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$581,300 Land $252,800 Building $328,500	$581,300 Land $252,800 Building $328,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	High above 70% of the US · above 88% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	900 / 500

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Garden Lake Rd

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