347 FM 431, Lott, TX 76656 Property Records

Falls County property record for 347 FM 431, Lott, TX 76656

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1973
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Tax Bill	$2,320 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Second Mortgage
APN	`6308001`

Property Details

APN / Parcel Number

Primary APN	`6308001`
Alternative APNs	`31106` `6985`

Interior

Stories	1 Story
Building Area	1,536 sqft Total Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft

Location & Zoning

Account Number	31106
Street Address	347 FM 431
City	LOTT
State	TX
Zip	76656-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0252 LAWRENCE WM 1.6 ACRES
Legal Subdivision	WILLIAM LAWRENCE SURVEY ABSTRACT NO 252
Jurisdiction	FALLS TX
Township / Civil Division	LOTT
Census Block Group	1
Census Block	1104
Census Tract	500

Owner

Source: Falls County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 FM 431, LOTT, TX 76656-3610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALLS TX
Property Address	347 FM 431, LOTT, TX 76656-3610
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	385/847
Date	Mar 8, 2021
Book Page	385/847
Instrument	6194

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALLS TX
Property Address	347 FM 431, LOTT, TX 76656-3610
Transaction Type	Mortgage
Record Updated	Nov 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00361/00874
Date	Aug 6, 2019
Book Page	00361/00874
Instrument	001702

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Falls County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Falls County
Unified School District	Westphalia Independent School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,320.00 (+23.4%) Homeowner's exemption	$164,880 (-) Land $32,000 Building $132,880	$164,880 (-) Land $32,000 Building $132,880
2025		$164,880 (+35.46%) Land $32,000 Building $132,880	$164,880 (+35.46%) Land $32,000 Building $132,880
2024	$1,880.00 (+61.1%)
2023		$121,720 Land $24,320 Building $97,400	$121,720 Land $24,320 Building $97,400
2019	$1,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1991–2004)
Most Recent Claim	Dec 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL MILAM FALLS WSC serves 6,885 people · EPA ID TX0140007
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
SOS Communications Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on FM 431

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