347 Finney Rd, Pine Mountain, GA 31822 Property Records

Troup County property record for 347 Finney Rd, Pine Mountain, GA 31822

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,390 sqft · built 1998
Lot Size	11.5 acres (500,940 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (May 2026)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0120-000-006`

Property Details

APN / Parcel Number

Primary APN	`0120-000-006`
Alternative APN	`15070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,390 sqft Heated Area
2nd Floor Area	440 sqft
Flooring	Carpet
Interior Walls	Log

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	500,940 sqft (11.5 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Slab
Porch Area	930 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15070
Street Address	347 FINNEY RD
City	PINE MOUNTAIN
State	GA
Zip	31822-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-AG
Legal Description	347 FINNEY RD/PB13-PG128/PB54-PG1
Legal Subdivision	JOEL A & CYNTHIA COTNEY
Legal Tract	1-2
Jurisdiction	TROUP GA
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1043
Census Tract	961100

Owner

347 Finney Rd is owned and occupied by an individual who bought it in May 2026.

Source: Troup County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer
May 19, 2026	Warranty Deed, Transfer · Stand-Alone Second Mortgage MIDSTATE MORTGAGE
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE SOUTHERN CREDIT UNION
Feb 26, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Sep 4, 2024 · Amount on File
Deed Book / Page	2388 / 553
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000000471
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROUP GA
Recording Date	May 19, 2026
Property Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734
Document Number	2388000553
Book / Page	2388 / 553
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROUP GA
Recording Date	May 19, 2026
Property Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734
Document Number	002388/553
Book / Page	2388 / 553
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Sep 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734

Mortgage

Document Number	2388000555,
Date	May 19, 2026
Book Page	2388/555

Lender

Name	MIDSTATE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROUP GA
Property Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734

Mortgage

Document Number	002084/728
Date	Mar 5, 2021
Book Page	0000002084/0000000728

Lender

Name	THE SOUTHERN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

February 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	TROUP GA
Recording Date	Feb 26, 2021
Property Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734
Document Number	0000000471
Book / Page	2084 / 726
Instrument Date	Feb 26, 2021
Instrument	2021-000471
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 FINNEY RD, PINE MOUNTAIN, GA 31822-4734

Tax Assessment & Valuation

The 2025 property tax bill for 347 Finney Rd was $3,065.

Source: Troup County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Troup County
Unified School District	Troup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 Homeowner's exemption	$140,920 Land $22,760 Building $118,160	$352,300 Land $56,900 Building $295,400
2023	$2,157.00 (-13.55%) Homeowner's exemption	$95,360 (+6.67%) Land $19,360 Building $76,000	$238,400 (+6.67%) Land $48,400 Building $190,000
2022	$2,495.00 Homeowner's exemption	$89,400 Land $19,360 Building $70,040	$223,500 Land $48,400 Building $175,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 347 Finney Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2009–2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 Finney Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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