347 E Howard St, Bellefonte, PA 16823 Property Records

Centre County property record for 347 E Howard St, Bellefonte, PA 16823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1870
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2023)
Tax Bill	$2,893 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-102-,203-,0000`

Property Details

APN / Parcel Number

Primary APN	`32-102-,203-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	347 E HOWARD ST
City	BELLEFONTE
State	PA
Zip	16823-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	BELLEFONTE
Census Block Group	3
Census Block	3019
Census Tract	11101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bellefonte Historic District listed 1977 · 296 contributing resources · NRIS 77001136

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 E HOWARD ST, BELLEFONTE, PA 16823-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Sep 13, 1993 · Amount on Record
Deed Book / Page	2302 / 809
Record Updated	Jun 8, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Jan 13, 2023
Property Address	347 E HOWARD ST, BELLEFONTE, PA 16823-1813
Document Number	002302/809
Book / Page	2302 / 809
Instrument Date	Dec 27, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 E HOWARD ST, BELLEFONTE, PA 16823-1813

Mortgage

Document Number	0023020810
Date	Jan 13, 2023
Instrument	2302-0810

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Bellefonte Borough
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,893.00 (+6.99%)	$34,865 (-) Land $7,800 Building $27,065
2025			$69,730 (-) Land $15,600 Building $54,130
2024	$2,704.00	$34,865 Land $7,800 Building $27,065
1994			$69,730 Land $15,600 Building $54,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20