347 E Bannerstone Ct, Midland, MI 48640 Property Records

Midland County property record for 347 E Bannerstone Ct, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,780 sqft · built 2013
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2017)
Tax Bill	$4,721 (2022)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-860-500-180-00`

Property Details

APN / Parcel Number

Primary APN	`040-860-500-180-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,780 sqft Living Area
Basement Area	1,000 sqft

Exterior

Year Built	Built 2013
Lot Area	52,272 sqft (1.2 acres)
Lot Width	84.9 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	04086050018000
Street Address	347 E BANNERSTONE CT
City	MIDLAND
State	MI
Zip	48640-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOT 18 WESTWOOD SUB.
Legal Subdivision	WESTWOOD SUB
Legal Lot Number	18
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	4
Census Block	4020
Census Tract	291200

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 E BANNERSTONE CT, MIDLAND, MI 48640-8224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Jul 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	0016070472
Deed Book / Page	1607 / 0472
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	347 E BANNERSTONE CT, MIDLAND, MI 48640-8224
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 E BANNERSTONE CT, MIDLAND, MI 48640

Mortgage

Document Number	1649/40
Date	Aug 23, 2021
Book Page	1649/40

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 3, 2017
Property Address	347 E BANNERSTONE CT, MIDLAND, MI 48640-8224
Document Number	1607/0472
Book / Page	1607 / 0472
Map Reference	LB P PG 6
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 E BANNERSTONE CT, 347, MIDLAND, MI 48640-8224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1179 S PATTERSON RD, MIDLAND, MI 48640-8937

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Bullock Creek School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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