Woodford County property record for 347 Colony Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1994 |
| Lot Size | 0.36 acres (15,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jul 2026) |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3011-046-00 |
| Primary APN | 30-3011-046-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Lot Area | 15,695 sqft (0.36 acres) |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 27911 |
|---|---|
| Street Address | 347 COLONY DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 1 STORY |
| Legal Subdivision | THE COLONY |
| Legal Block | E U4C |
| Legal Lot Number | 2 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 50105 |
347 Colony Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Woodford County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS BANK |
| Jul 30, 2026 | Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Nov 20, 2014 · Amount on File |
| Deed Document Number | 2026301593 |
| Deed Book / Page | 359 / 687 |
| Prior Transfer Date | Nov 7, 2014 |
| Prior Transfer Doc | 284/149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Aug 6, 2026 |
| Property Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Document Number | 0000302165 |
| Book / Page | 1032 / 859 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026302165 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Document Number | 0000302165, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 1032/859 |
| Instrument | 2026302165 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 31, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jul 30, 2026 |
| Property Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Document Number | 0000301593 |
| Book / Page | 359 / 687 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026301593 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,945.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Document Number | 0000301594, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026301594 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Document Number | M912/1 |
|---|---|
| Date | May 27, 2021 |
| Book Page | M912/1 |
| Instrument | 99583 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 8, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 347 COLONY DR, VERSAILLES, KY 40383-9574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M864/209 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | M864/209 |
| Instrument | 89204 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 347 Colony Dr was $2,937.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,937.00 | $300,000 | $300,000 |
| 2023 | $2,018.00 | $187,000 | $187,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 347 Colony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 347 Colony Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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