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347 Chestnut St, Spring City, TN 37381 Property Records

Rhea County property record for 347 Chestnut St, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,588 sqft · built 1970
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Sep 2023)
Tax Bill$914 (2021)
Deeds & MortgagesSep 2023 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN072030E A 00900

Property Details

APN / Parcel Number

Primary APN072030E A 00900
Alternative APN
  • 030E A 00900

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,588 sqft Living Area
1st Floor Area1,588 sqft
Basement Area288 sqft
Finished Basement288 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
TerrainRolling
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
Patio Area360 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address347 CHESTNUT ST
CitySPRING CITY
StateTN
Zip37381-5055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: EDGEWOOD HILLS; BLOCK: E
Legal SubdivisionEDGEWOOD HILLS
Legal BlockE
Legal Lot Number17
JurisdictionRHEA TN
Township / Civil Division2
Census Block Group3
Census Block3025
Census Tract975100

Owner

347 Chestnut St is owned and occupied by two individuals who bought it in September 2023.

Source: Rhea County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address347 CHESTNUT ST, SPRING CITY, TN 37381-5055
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2023 · Amount on File
Deed SaleSep 28, 2023 · Amount on File
Prior SaleJan 3, 2000 · Amount on File
Deed Document Number202320636
Deed Book / Page518 / 7
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateSep 28, 2023
Property Address347 CHESTNUT ST, SPRING CITY, TN 37381-5055
Document Number0000020636
Book / Page518 / 7
Map ReferenceMB 3 PG 39
Instrument DateSep 15, 2023
Instrument23020636
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyCROSSLAND TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 CHESTNUT ST, SPRING CITY, TN 37381-5055

Mortgage

Document Number0000020638
DateSep 28, 2023
Instrument23020638
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0000020637
DateSep 28, 2023
Book PageT698/499
Instrument23020637
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95825
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
MunicipalitySpring City Town
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,100 Land $3,525 Building $45,575
2024$196,400 Land $14,100 Building $182,300
2022$24,675 Land $2,350 Building $22,325$98,700 Land $9,400 Building $89,300
2021$914.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 347 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 Chestnut St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING CITY WATER SYSTEM
serves 2,920 people · EPA ID TN0000656
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Jan 2012
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

May also be available: Verizon.

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