347 Cedar Ln, Lusby, MD 20657 Property Records

Calvert County property record for 347 Cedar Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1976
Lot Size	0.425 acres (18,530 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Sep 2021)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-097121`

Property Details

APN / Parcel Number

Primary APN	`01-097121`
Alternative APNs	`1097121` `097121`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,530 sqft (0.425 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	097121
Street Address	347 CEDAR LN
City	LUSBY
State	MD
Zip	20657-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 23 SEC 3F CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	23
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3034
Census Tract	861003

Owner

347 Cedar Ln is owned and occupied by an individual who bought it in September 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	347 CEDAR LN, LUSBY, MD 20657-5501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Feb 1, 2021	Deed, Transfer ATG TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Book / Page	6073 / 338
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 7, 2021
Property Address	347 CEDAR LN, LUSBY, MD 20657-5501
Document Number	0060730338
Book / Page	6073 / 338
Map Reference	MB JLB 1 FO 45
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 CEDAR LN, LUSBY, MD 20657-5501

Mortgage

Document Number	6073345
Date	Sep 7, 2021
Instrument	6073/345

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Mortgage

Document Number	0060730362
Date	Sep 7, 2021
Book Page	6073/362

Lender

Name	PRIMIS BANK
Type	Bank
Address	MC LEAN, VA 22101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 1, 2021
Property Address	347 CEDAR LN, LUSBY, MD 20657-5501
Document Number	0058410493
Book / Page	5841 / 493
Map Reference	MB JLB 1 FO 45
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6564 LOISDALE CT STE 315, 315, SPRINGFIELD, VA 22150-1812
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 347 Cedar Ln was $2,779.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,300 Land $55,200 Building $195,100	$250,300 Land $55,200 Building $195,100
2025	$2,779.00
2023	$1,564.00	$150,600 Land $55,200 Building $95,400	$150,600 Land $55,200 Building $95,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 347 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 Cedar Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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