347 Bremo Bluff Rd, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 347 Bremo Bluff Rd, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1928
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$274,500 (Dec 2025)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`58 A 42`

Property Details

APN / Parcel Number

Primary APN	`58 A 42`
Alternative APN	`10063`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	828 sqft
Basement Area	498 sqft
Unfinished Basement	498 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	118 sqft
Deck Area	210 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10063
Street Address	347 BREMO BLUFF RD
City	BREMO BLUFF
State	VA
Zip	23022-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 230001511 AC 0.54
Legal Block	4
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	4
Census Block	4027
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · VA Mortgage HOME LENDING
Oct 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Oct 21, 2008	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Dec 17, 2025	Deed, Transfer · VA Mortgage NFM LENDING
Jun 5, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Jun 5, 2023 · Amount on File
Deed Document Number	20253833
Prior Transfer Date	Aug 30, 2007
Prior Transfer Doc	000744/184
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Sep 4, 2026
Property Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Document Number	0000002747
Instrument Date	Aug 31, 2026
Instrument	20262747
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100

Mortgage

Document Number	0000002747,
Date	Sep 4, 2026
Instrument	20262747

Lender

Name	HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001903217
Date	Oct 24, 2019
Instrument	1903217

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000878/939
Date	Nov 14, 2012
Book Page	878/939
Instrument	1203996

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2027

Interest

Rate	2.99%

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000777/794
Date	Oct 21, 2008
Book Page	777/794
Instrument	4679

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2038

Interest

Rate	6.25%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 17, 2025
Property Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Document Number	0250003833
Instrument Date	Dec 16, 2025
Instrument	250003833
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100

Mortgage

Document Number	0250003834
Date	Dec 17, 2025
Instrument	250003834

Lender

Name	NFM LENDING
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 5, 2023
Property Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100
Document Number	0230001511
Map Reference	DB 777 PG 792
Instrument Date	May 16, 2023
Instrument	230001511
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 BREMO BLUFF RD, BREMO BLUFF, VA 23022-2100

Mortgage

Document Number	0230001512
Date	Jun 5, 2023
Instrument	230001512

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,400 (-) Land $30,000 Building $182,400	$212,400 (-) Land $30,000 Building $182,400
2025	$1,603.00 (+0.63%)	$212,400 (+111.55%) Land $30,000 Building $182,400	$212,400 (+111.55%) Land $30,000 Building $182,400
2024	$1,593.00 (+88.08%)
2023		$100,400 Land $30,000 Building $70,400	$100,400 Land $30,000 Building $70,400
2022	$847.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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