Laurel County property record for 347 Bray Rd, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 2004 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2024) |
| Tax Bill | $1,633 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-70-00-028.01 |
| Primary APN | 061-70-00-028.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 325370 |
|---|---|
| Street Address | 347 BRAY RD |
| City | LONDON |
| State | KY |
| Zip | 40741-7528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 0.63 ACRES & HOUSE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 970400 |
347 Bray Rd is owned and occupied by an individual who bought it in March 2024.
Source: Laurel County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 347 BRAY RD, LONDON, KY 40741-7528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 6, 2024 | Warranty Deed, Transfer IMAG TITLE LLC |
| Dec 13, 2019 | Warranty Deed, Transfer KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on File |
| Deed Sale | Mar 6, 2024 · Amount on File |
| Prior Sale | Dec 13, 2019 · Amount on File |
| Deed Document Number | 585402 |
| Deed Book / Page | D810 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Property Address | 347 BRAY RD, LONDON, KY 40741-7528 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 482 GARDEN CITY DR, RICHMOND, KY 40475-8501 |
| Document Number | 0M1436/657 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | M1436/657 |
| Instrument | 614646 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Mar 6, 2024 |
| Property Address | 347 BRAY RD, LONDON, KY 40741-7528 |
| Document Number | 00D810/503 |
| Book / Page | D810 / 503 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 585402 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 BRAY RD, LONDON, KY 40741-7528 |
| Name | Verified Name |
|---|---|
| Address | 347 BRAY RD, LONDON, KY 40741-7528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Dec 13, 2019 |
| Property Address | 347 BRAY RD, LONDON, KY 40741-7528 |
| Document Number | D759/866 |
| Book / Page | D759 / 866 |
| Map Reference | DB 480 PG 190 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 371152 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $139.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 BRAY RD, 347, LONDON, KY 40741-7528 |
| Name | Verified Name |
|---|---|
| Address | 347 BRAY RD, LONDON, KY 40741-7528 |
The 2025 property tax bill for 347 Bray Rd was $1,633.
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,633.00 | $210,000 Land $20,000 Building $190,000 | $210,000 Land $20,000 Building $190,000 |
| 2023 | $1,257.00 | $159,000 | $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 347 Bray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 347 Bray Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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