347 Belmont Ave, Elyria, OH 44035 Property Records

Lorain County property record for 347 Belmont Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,123 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2023)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-028-105-051`

Property Details

APN / Parcel Number

Primary APN	`06-24-028-105-051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
Gross Area	1,363 sqft
1st Floor Area	1,123 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Porch	Slab
Porch Area	240 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	347 BELMONT AVE
City	ELYRIA
State	OH
Zip	44035-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE ALLOT 57 X 120
Legal Subdivision	CLOVERDALE ALLOT
Legal Tract	24
Legal Block	105
Legal Lot Number	158
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1005
Census Tract	70400

Owner

347 Belmont Ave is owned and occupied by an individual who bought it in September 2023.

Source: Lorain County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	347 BELMONT AVE, ELYRIA, OH 44035-3415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 3, 2018	Grant Deed, Transfer · FHA Mortgage LIBERTY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	2023928484
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000089553
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 8, 2023
Property Address	347 BELMONT AVE, ELYRIA, OH 44035-3415
Document Number	0000928484
Map Reference	VOL 6 PG 29
Instrument Date	Sep 6, 2023
Instrument	2023-0928484
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 BELMONT AVE, ELYRIA, OH 44035-3415

Mortgage

Document Number	0000928485
Date	Sep 8, 2023
Instrument	2023-0928485

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000928539
Date	Sep 8, 2023
Instrument	2023-0928539

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 3, 2018
Property Address	347 BELMONT AVE, ELYRIA, OH 44035-3415
Document Number	0000689973
Instrument Date	Oct 3, 2018
Instrument	689973
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	347 BELMONT AVE ELYRIA OH 440353415, ELYRIA, OH 44035-3415

Mortgage

Document Number	689974
Date	Oct 3, 2018
Instrument	689974

Lender

Name	LIBERTY HM MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 347 Belmont Ave was $1,582.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00	$33,440 (+0.01%) Land $5,990 Building $27,450	$95,530 (-) Land $17,100 Building $78,430
2024	$1,582.00 (+16.15%)	$33,436 (+33.76%) Land $5,985 Building $27,451	$95,530 (+33.76%) Land $17,100 Building $78,430
2023	$1,362.00 (+0.37%)	$24,997 (-0.01%) Land $5,418 Building $19,579	$71,420 Land $15,480 Building $55,940
2022	$1,357.00	$25,000 Land $5,420 Building $19,580
2021			$71,420 Land $15,480 Building $55,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 347 Belmont Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 347 Belmont Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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