Bay County property record for 347 Bell Cir, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1981 |
| Lot Size | 0.285 acres (12,458 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $169 (2024) |
| Deeds & Mortgages | Nov 2019 Second Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11634-458-000 |
| Primary APN | 11634-458-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,658 sqft Heated Area |
| Gross Area | 2,931 sqft |
| 1st Floor Area | 1,658 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,458 sqft (0.285 acres) |
| Lot Dimensions | 130 ft deep x 96 ft wide |
| Garage Area | 504 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 1,346 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 347 BELL CIR |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF BELAIRE EST UNIT 1 LOT 15 BLK E ORB 3593 P 705 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | BELAIRE ESTATES 01 |
| Legal Block | E |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1404 |
Source: Bay County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 347 BELL CIR, LYNN HAVEN, FL 32444-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INNOVATIONS FCU |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 6, 2014 |
| Deed Sale | Mar 6, 2014 |
| Prior Sale | Nov 12, 2013 |
| Deed Document Number | 0003593705 |
| Deed Book / Page | 2938 / 1090 |
| Prior Transfer Date | Nov 22, 2013 |
| Prior Transfer Doc | 2013070256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 347 BELL CIR, LYNN HAVEN, FL 32444-4629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041861107 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 4186/1107 |
| Instrument | 2019095408 |
| Name | INNOVATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32406 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 347 BELL CIR, LYNN HAVEN, FL 32444-4629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 347 BELL CIR, LYNN HAVEN, FL 32444-4629 |
| Document Number | 0042991828 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 4299/1828 |
| Instrument | 2020061258 |
| Name | INNOVATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,946 (+5.99%) | $201,388 (+9.17%) Land $45,158 Building $156,230 | |
| 2024 | $169.00 (+9.74%) | ||
| 2023 | $154.00 (+10.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $143,363 (+11.94%) | $184,473 (+19.11%) Land $41,472 Building $143,001 |
| 2022 | $139.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,074 | $154,881 Land $34,099 Building $120,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 45 (1998–2020) |
| Claims Outside the SFHA | 42 of 45 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T.
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