346A Long Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 346A Long Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 2019
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Sep 2018)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Feb 2024 Refinance May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G2285R`

Property Details

APN / Parcel Number

Primary APN	`G2285R`
Alternative APN	`HARP M:038 L:096 S:001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,938 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	G2285R
Street Address	346A LONG POINT RD
City	HARPSWELL
State	ME
Zip	04079-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	96
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3011
Census Tract	17102

Owner

346A Long Point Rd is owned by an individual who bought it in September 2018.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	346 LONG POINT RD, A, HARPSWELL, ME 04079-3915
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
May 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Deed Document Number	201849156
Deed Book / Page	35168 / 141
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	346A LONG POINT RD, HARPSWELL, ME 04079-3915
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406080341
Date	Feb 13, 2024
Book Page	40608/341
Instrument	5219

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	346A LONG POINT RD, HARPSWELL, ME 04079-3915
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0401570042
Date	May 31, 2023
Book Page	40157/42
Instrument	17076

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	346A LONG POINT RD, HARPSWELL, ME 04079-3915
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379980121
Date	Mar 30, 2021
Book Page	37998/121
Instrument	22417

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 346A Long Point Rd was $3,526, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,526.00 (+4.69%)	$529,500 (-) Land $131,400 Building $398,100
2024	$3,368.00 (+4.27%)	$529,500 (-) Land $131,400 Building $398,100
2023	$3,230.00 (+3.39%)	$529,500 (-) Land $131,400 Building $398,100
2022	$3,124.00	$529,500 Land $131,400 Building $398,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 346A Long Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346A Long Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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