St. Charles County property record for 3469 Indiana Ave, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,533 sqft · built 2000 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Jul 2009) |
| Tax Bill | $4,047 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T000800085 |
| Primary APN | T000800085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 3,484 sqft |
| 1st Floor Area | 1,545 sqft |
| Basement Area | 1,521 sqft |
| Finished Basement | 988 sqft |
| Unfinished Basement | 533 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Patio Area | 424 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T000800085 |
|---|---|
| Street Address | 3469 INDIANA AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE EST #1 LOT 119 |
| Legal Subdivision | SPRING LAKE EST #1 |
| Legal Lot Number | 119 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 311147 |
3469 Indiana Ave is owned and occupied by two individuals who bought it in July 2009.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3469 INDIANA AVE, SAINT CHARLES, MO 63303-6485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Dec 18, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2009 · Amount on File |
| Deed Sale | Jul 22, 2009 · Amount on File |
| Prior Sale | Aug 25, 2000 · Amount on File |
| Deed Document Number | 2009593290 |
| Deed Book / Page | 5235 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3469 INDIANA AVE, SAINT CHARLES, MO 63303-6485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3469 INDIANA AVE, SAINT CHARLES, MO 63303-6485 |
| Document Number | 0000034876 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021R-034876 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2023 |
| Property Address | 3469 INDIANA AVE, SAINT CHARLES, MO 63303-6485 |
| Document Number | 0000051038 |
| Map Reference | MB 39 PG 208 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023R-051038 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3469 INDIANA AVE, SAINT CHARLES, MO 63303-6485 |
The 2025 property tax bill for 3469 Indiana Ave was $4,047.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,422 (-) | $354,853 (-) Land $80,000 Building $274,853 | |
| 2025 | $4,047.00 | $67,422 | $354,853 Land $80,000 Building $274,853 |
| 2023 | $62,074 | ||
| 2022 | $326,708 Land $60,000 Building $266,708 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3469 Indiana Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3469 Indiana Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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