3468 Timberneck Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3468 Timberneck Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,544 sqft · built 1977
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,142 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17086`

Property Details

APN / Parcel Number

Primary APN	`17086`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Area	384 sqft
Porch	Slab
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3468 TIMBERNECK DR
City	HAYES
State	VA
Zip	23072-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	TIMBERNECK ESTATES LOT 24
Legal Subdivision	TIMBERNECK
Legal Lot Number	24
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1017
Census Tract	100302

Owner

3468 Timberneck Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3468 TIMBERNECK DR, HAYES, VA 23072-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Intrafamily Transfer, Transfer · ARM CHESAPEAKE BANK
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 9, 2022
Transfer Doc	0000004477
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 15, 2022
Property Address	3468 TIMBERNECK DR, HAYES, VA 23072-3021
Document Number	0220004477
Instrument Date	Aug 9, 2022
Instrument	220004477
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3468 TIMBERNECK DR, HAYES, VA 23072-3021

Mortgage

Document Number	0220004478
Date	Aug 15, 2022
Instrument	220004478

Lender

Name	CHESAPEAKE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	7 Years
Margin	1

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3468 TIMBERNECK DR, HAYES, VA 23072-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170004071
Date	Aug 28, 2017
Instrument	170004071

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 22, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3468 Timberneck Dr was $2,142, up 5.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,142.00 (+5.15%)	$367,490 (+10.73%) Land $53,280 Building $314,210	$367,490 (+10.73%) Land $53,280 Building $314,210
2025	$2,037.00 (+5.33%)	$331,880 (-) Land $53,280 Building $278,600	$331,880 (-) Land $53,280 Building $278,600
2024	$1,934.00	$331,880 (-) Land $53,280 Building $278,600	$331,880 (-) Land $53,280 Building $278,600
2023	$1,934.00 (-1.28%)	$331,880 (+22.79%) Land $53,280 Building $278,600	$331,880 (+22.79%) Land $53,280 Building $278,600
2022	$1,959.00	$270,290 Land $53,430 Building $216,860	$270,290 Land $53,430 Building $216,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3468 Timberneck Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3468 Timberneck Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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