3468 Cardiff Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3468 Cardiff Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,267 sqft · built 2023
Lot Size	0.083 acres (3,602 sqft)
Owner	Company Name on Record
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-0004-0134-00`

Property Details

APN / Parcel Number

Primary APN	`051-0004-0134-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	927 sqft
2nd Floor Area	883 sqft
Basement Area	807 sqft
Finished Basement	457 sqft
Unfinished Basement	350 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Lot Area	3,602 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3468 CARDIFF AVE
City	CINCINNATI
State	OH
Zip	45209-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDIFF AVE 0.0827 AC LOT 6CARDIFF ROW SUBDIVISIONPHASE 1
Legal Subdivision	CARDIFF ROW SUBDIVISIONPHASE 1
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	5302

Owner

Source: Hamilton County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1905 BAYMILLER ST, CINCINNATI, OH 45214-2221
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
Jun 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
Dec 10, 2024	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3468 CARDIFF AVE, CINCINNATI, OH 45209-1318
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075009
Date	Aug 1, 2022
Book Page	14720/1670
Instrument	2022-0075009

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3468 CARDIFF AVE, CINCINNATI, OH 45209-1318
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059827
Date	Jun 15, 2022
Book Page	14689/3845
Instrument	2022-0059827

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2024
Property Address	3468 CARDIFF AVE, CINCINNATI, OH 45209-1318
Document Number	0000087982
Book / Page	15309 / 2249
Map Reference	MB 491 PG 8
Instrument Date	Nov 22, 2024
Instrument	2024-0087982
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 BAYMILLER ST, CINCINNATI, OH 45214-2221

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,726.00 (-10.09%)	$233,748 (+72.56%) Land $43,750 Building $189,998	$667,850 (-) Land $125,000 Building $542,850
2024	$4,144.00 (+49.17%)	$135,461 (+209.63%) Land $43,750 Building $91,711
2023	$2,778.00	$43,750 Land $43,750	$667,850 Land $125,000 Building $542,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cardiff Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures