3467 Wainwright St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3467 Wainwright St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,247 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,737 (Sep 2026)
Tax Bill	$4,514 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T070500797`

Property Details

APN / Parcel Number

Primary APN	`T070500797`
Alternative APN	`5-116C-A177-00-3117.0000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Siding Sheathing
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500797
Street Address	3467 WAINWRIGHT ST
City	SAINT CHARLES
State	MO
Zip	63301-8255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHARLES #4 LOT 3117
Legal Subdivision	NEW TOWN AT ST CHARLES #4
Legal Lot Number	3117
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1007
Census Tract	310201

Owner

Source: St. Charles County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3467 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	202644437
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	0063352442
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2026
Property Address	3467 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8255
Document Number	0000044437
Instrument Date	Sep 17, 2026
Instrument	202644437
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3467 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8255

Mortgage

Document Number	0000044438,
Date	Sep 17, 2026
Instrument	202644438

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2025
Property Address	3467 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8255
Document Number	0000054474
Map Reference	MB 43 PG 372
Instrument Date	Dec 1, 2025
Instrument	2025R-054474
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3467 WAINWRIGHT ST, SAINT CHARLES, MO 63301-8255

Mortgage

Document Number	0000054475
Date	Dec 4, 2025
Instrument	2025R-054475

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,173 (-)	$364,070 (-) Land $80,000 Building $284,070
2025	$4,514.00 (+2.1%)	$69,173 (+4.96%)	$364,070 (+4.96%) Land $80,000 Building $284,070
2024	$4,421.00
2023		$65,904
2022			$346,861 Land $60,000 Building $286,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2013–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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