3466 Reeves Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3466 Reeves Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,423 sqft · built 2004
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Jul 2024)
Tax Bill	$8,869 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-013.00`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-013.00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,423 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3466 REEVES DR
City	COVINGTON
State	KY
Zip	41017-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY RIDGE SEC 3 LOT 3
Legal Subdivision	ASHLEY RIDGE
Legal Phase	3
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	64700

Owner

3466 Reeves Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3466 REEVES DR, COVINGTON, KY 41017-9436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Jan 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Aug 9, 2023 · Amount on File
Deed Document Number	202492
Deed Book / Page	293 / 990
Prior Transfer Date	Jun 10, 2005
Prior Transfer Doc	0005900334
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 9, 2023
Property Address	3466 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0005900055
Book / Page	KC 240 / 445
Map Reference	SL 1594
Instrument Date	Jun 10, 2023
Instrument	23080905900055
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 TUCANA DR, SAN MARCOS, CA 92078-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3466 REEVES DR, COVINGTON, KY 41017-9436

Mortgage

Document Number	0005900056
Date	Aug 9, 2023
Book Page	KCM 483/145
Instrument	23080905900056

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Sep 1, 2028
Min Rate At Change	7.37%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	11.3%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3466 REEVES DR, COVINGTON, KY 41017-9436
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900145
Date	Jan 6, 2023
Book Page	KCM 433/244
Instrument	23010605900145

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	161 Months
Due	Jun 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3466 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0000000144
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3466 REEVES DR COVINGTON KY 410179436, COVINGTON, KY 41017-9436

Mortgage

Document Number	0000000144
Date	Apr 18, 2018
Book Page	0C6392/000142
Instrument	144

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3466 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0000000143
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3466 REEVES DR COVINGTON KY 410179436, COVINGTON, KY 41017-9436

Mortgage

Document Number	0000000143
Date	Apr 18, 2018
Book Page	0C6392/000117
Instrument	143

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3466 Reeves Dr was $8,869.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$895,000 (-) Land $100,000 Building $795,000	$895,000 (-) Land $100,000 Building $795,000
2025	$8,869.00	$895,000 Land $100,000 Building $795,000	$895,000 Land $100,000 Building $795,000
2023	$8,389.00 (+20.22%)	$787,000 (+23.14%) Land $80,000 Building $707,000	$787,000 (+23.14%) Land $80,000 Building $707,000
2022	$6,978.00	$639,100 Land $80,000 Building $559,100	$639,100 Land $80,000 Building $559,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3466 Reeves Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3466 Reeves Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reeves Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures