Burke County property record for 3465 US 64, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 1954 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Feb 2022) |
| Tax Bill | $1,097 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781712030 |
| Primary APN | 1781712030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Wood |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Carport |
| Garage Area | 816 sqft |
| Carport | Carport |
| Carport Area | 816 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 135 sqft |
| Patio Area | 517 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Lean-To | 495 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3465 US 64 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LO1 PL56-45 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21302 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3465 US 64, MORGANTON, NC 28655-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on Record |
| Deed Sale | Feb 17, 2022 · Amount on Record |
| Deed Document Number | 202221017567 |
| Deed Book / Page | 2604 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 17, 2022 |
| Property Address | 3465 US 64, MORGANTON, NC 28655-8623 |
| Document Number | 0026040476 |
| Book / Page | 2604 / 476 |
| Map Reference | MB 56 PG 45 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2021017567 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3465 US 64, MORGANTON, NC 28655-8623 |
| Document Number | 2021017568 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2021017568 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,097.00 (+0.46%) | $151,637 (-) Land $18,683 Building $132,954 | $151,637 (-) Land $18,683 Building $132,954 |
| 2025 | $1,092.00 (-0.09%) | $151,637 (+0.33%) Land $18,683 Building $132,954 | $151,637 (+0.33%) Land $18,683 Building $132,954 |
| 2023 | $1,093.00 | $151,137 Land $18,683 Building $132,454 | $151,137 Land $18,683 Building $132,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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