Hernando County property record for 3465 Treetop Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,632 sqft · built 1987 |
| Lot Size | 0.234 acres (10,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Feb 2019) |
| Tax Bill | $2,307 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R15-223-17-1768-0000-1930 |
| Primary APN | R15-223-17-1768-0000-1930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,385 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,192 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,140 sqft |
| Deck Area | 72 sqft |
| Patio Area | 516 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01063119 |
|---|---|
| Street Address | 3465 TREETOP CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-6727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST OAKS UNIT 3 LOT 193 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 15 |
| Legal Subdivision | FOREST OAKS UNIT 3 |
| Legal Lot Number | 193 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 41204 |
3465 Treetop Cir is owned and occupied by an individual who bought it in February 2019.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3465 TREETOP CIR, SPRING HILL, FL 34606-6727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on File |
| Deed Sale | Feb 8, 2019 · Amount on File |
| Prior Sale | Apr 11, 2013 · Amount on File |
| Deed Document Number | 20198381 |
| Deed Book / Page | 3669 / 1005 |
| Prior Transfer Date | Jul 25, 2011 |
| Prior Transfer Doc | 0028390441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 8, 2019 |
| Property Address | 3465 TREETOP CIR, SPRING HILL, FL 34606-6727 |
| Document Number | 0036691005 |
| Book / Page | 3669 / 1005 |
| Map Reference | MB 19 PG 62-67 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 2019008381 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHEAST TITLE OF THE SUNCO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,302.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4542 SW 44TH LN, 4542, OCALA, FL 34474-9427 |
| Name | Verified Name |
|---|---|
| Address | 3465 TREETOP CIR, SPRING HILL, FL 34606-6727 |
| Document Number | 2019008382 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 2019008382 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 3465 Treetop Cir was $2,307 with exemptions applied.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,307.00 Homeowner's exemption Disabled Person's exemption | $154,375 | $238,529 Land $27,009 Building $211,520 |
| 2023 | $145,654 Land $145,654 | ||
| 2022 | $1,535.00 | $244,184 Land $27,009 Building $217,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3465 Treetop Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2011–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3465 Treetop Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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