Kenton County property record for 3465 Ridgewood Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2026) |
| Tax Bill | $1,889 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-053.00 |
| Primary APN | 017-40-00-053.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 936 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 66.5 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3465 RIDGEWOOD DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 5 LOT 58 0.23 ACS 66.48X130' SS RIDGEWOOD DR |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 5 |
| Legal Lot Number | 58 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS |
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| Nov 25, 2025 | Warranty Deed, Transfer · Commercial Mortgage MWC WB SPV LLC |
| Nov 25, 2025 | Warranty Deed, Transfer UNKNOWN, TMT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Nov 25, 2025 · Amount on Record |
| Deed Document Number | 202610564 |
| Deed Book / Page | 435 / 158 |
| Prior Transfer Date | Dec 5, 1994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 21, 2026 |
| Property Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000010564 |
| Book / Page | 435 / 158 |
| Instrument Date | May 15, 2026 |
| Instrument | 202610564 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000010565, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026052110565 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 21, 2026 |
| Property Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000010566 |
| Book / Page | 435 / 184 |
| Instrument Date | May 15, 2026 |
| Instrument | 202610566 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000010566, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 435/184 |
| Instrument | 202610566 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 25, 2025 |
| Property Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0005900046 |
| Book / Page | KC 376 / 633 |
| Map Reference | MB 21 PG 31 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 25112505900046 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | TMT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Name | Verified Name |
|---|---|
| Address | 2570 MADISON RD APT 22, 22, CINCINNATI, OH 45208-1150 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900048 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | KCM 710/214 |
| Instrument | 25112505900048 |
| Name | MWC WB SPV LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | OWINGS MILLS, MD 21117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 21, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 25, 2025 |
| Property Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0005900047 |
| Book / Page | KC 376 / 636 |
| Map Reference | MB 21 PG 31 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 25112505900047 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | UNKNOWN, TMT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2570 MADISON RD APT 22, 22, CINCINNATI, OH 45208-1150 |
| Name | Verified Name |
|---|---|
| Address | 3465 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,900 (-16.15%) Land $25,000 Building $134,900 | $159,900 (-16.15%) Land $25,000 Building $134,900 | |
| 2025 | $1,889.00 (-7.04%) | $190,700 (-) Land $25,000 Building $165,700 | $190,700 (-) Land $25,000 Building $165,700 |
| 2023 | $2,032.00 | $190,700 Land $25,000 Building $165,700 | $190,700 Land $25,000 Building $165,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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