Santa Barbara County property record for 3465 Padaro Ln, Carpinteria, CA 93013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,519 sqft · built 1977 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 005-400-047 |
| Primary APN | 005-400-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,519 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Street Address | 3465 PADARO LN |
|---|---|
| City | CARPINTERIA |
| State | CA |
| Zip | 93013-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8R1 |
| Legal Subdivision | PARCEL MAP NO 13 373 |
| Legal Lot Number | B |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | CARPINTERIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1706 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12337 MILBANK ST, STUDIO CITY, CA 91604-1230 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 20, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Jun 18, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 22, 1994 |
| Transfer Doc | 0000059860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3465 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 12337 MILBANK ST, STUDIO CITY, CA 91604-1230 |
| Document Number | 0000087955 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-0087955 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3465 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010804 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019-0010804 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3465 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025065 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019-0025065 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Unified School District | Carpinteria Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $339,479 (+2%) Land $64,447 Building $275,032 | |
| 2025 | $4,358.00 (+3.76%) | $332,824 (+4.04%) Land $63,184 Building $269,640 |
| 2023 | $4,200.00 (+2.07%) | $319,902 Land $60,732 Building $259,170 |
| 2022 | $4,115.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 121 (1978–2023) |
| Claims Outside the SFHA | 76 of 121 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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