3465 Joy Ln, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 3465 Joy Ln, Shingle Springs, CA 95682

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,762 sqft · built 1977
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$157,500 (Feb 2016)
Tax Bill$3,581 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN070-180-001-000

Property Details

APN / Parcel Number

Primary APN070-180-001-000
Alternative APNs
  • 07018001100
  • 0701800110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,762 sqft Living Area
1st Floor Area1,762 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Lot Area43,996 sqft
TerrainBrushy
View / LotAverage
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area1,762 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address3465 JOY LN
CitySHINGLE SPRINGS
StateCA
Zip95682-8810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionPM 10/130/1
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group2
Census Block2022
Census Tract30812

Owner

3465 Joy Ln is owned and occupied by an individual who bought it in February 2016.

Source: El Dorado County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 18, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2016 · Amount on File
Deed SaleFeb 11, 2016 · Amount on File
Prior SaleJul 9, 1997 · Amount on File
Deed Document Number20165344
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810

Mortgage

Document Number0000052956
DateAug 16, 2021
Instrument2021-0052956
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810
Document Number0000031416
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3465 JOY LN SHINGLE SPRINGS CA 956828810, SHINGLE SPRINGS, CA 95682-8810

Mortgage

Document Number0000031416
DateJun 29, 2020
Instrument31416
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 28, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810
Document Number0000055136
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3465 JOY LN SHINGLE SPRINGS CA 956828810, SHINGLE SPRINGS, CA 95682-8810

Mortgage

Document Number0000055136
DateDec 23, 2019
Instrument55136
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3465 Joy Ln was $3,581 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictBuckeye Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$346,941 (+2%) Land $142,404 Building $204,537
2025$3,581.00 Homeowner's exemption$340,139 Land $139,612 Building $200,527
2023$3,436.00 (+1.57%) Homeowner's exemption$326,934 Land $134,192 Building $192,742
2022$3,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3465 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3465 Joy Ln is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Joy Ln

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