El Dorado County property record for 3465 Joy Ln, Shingle Springs, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 1977 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Feb 2016) |
| Tax Bill | $3,581 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-180-001-000 |
| Primary APN | 070-180-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 43,996 sqft |
| Terrain | Brushy |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,762 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3465 JOY LN |
|---|---|
| City | SHINGLE SPRINGS |
| State | CA |
| Zip | 95682-8810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | PM 10/130/1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30812 |
3465 Joy Ln is owned and occupied by an individual who bought it in February 2016.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2016 · Amount on File |
| Deed Sale | Feb 11, 2016 · Amount on File |
| Prior Sale | Jul 9, 1997 · Amount on File |
| Deed Document Number | 20165344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810 |
| Document Number | 0000052956 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0052956 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810 |
| Document Number | 0000031416 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 3465 JOY LN SHINGLE SPRINGS CA 956828810, SHINGLE SPRINGS, CA 95682-8810 |
| Document Number | 0000031416 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 31416 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3465 JOY LN, SHINGLE SPRINGS, CA 95682-8810 |
| Document Number | 0000055136 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 3465 JOY LN SHINGLE SPRINGS CA 956828810, SHINGLE SPRINGS, CA 95682-8810 |
| Document Number | 0000055136 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 55136 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2049 |
The 2025 property tax bill for 3465 Joy Ln was $3,581 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $346,941 (+2%) Land $142,404 Building $204,537 | |
| 2025 | $3,581.00 Homeowner's exemption | $340,139 Land $139,612 Building $200,527 |
| 2023 | $3,436.00 (+1.57%) Homeowner's exemption | $326,934 Land $134,192 Building $192,742 |
| 2022 | $3,383.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3465 Joy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3465 Joy Ln is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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